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Money breadcrumbs from the show Grimm

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“We shall see the crumbs of bread… and they will show us our way home again.” – Hansel and Gretel by the Brothers Grimm, 1812

Breadcrumbs are a series of connected pieces of information or evidence. People often refer to money as bread. The Grimm Brothers used breadcrumbs in their fairy-tale Hansel and Gretel for the protagonists to find their way.

Money gems are being dropped everywhere. If you look hard enough. You can only find what you are looking for. So, look no further. Greenbacks Magnet is about to show you where to look. Just follow the money…breadcrumbs that is.

But first, who are the Brothers Grimm?

WHO ARE THE GRIMM BROTHERS?

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Jacob and Wilhelm Grimm

“Some men are born to good luck: all they do or try to do comes right—all that falls to them is so much gain—all their geese are swans—all their cards are trumps—toss them which way you will, they will always, like poor puss, alight upon their legs, and only move on so much the faster. The world may very likely not always think of them as they think of themselves, but what care they for the world? what can it know about the matter?” ― The Brothers Grimm, The Complete Brothers Grimm Fairy Tales

The Brothers Grimm Jacob and Wilhelm, were German academics, linguists, and authors who together collected and published folklore during the 19th century. They are best known for the publication of their works titled Grimm’s Fairy Tales in 1812. The book contains 209 tales collected by the Brothers Grimm.

Some of their most famous tales include: Rapunzel, Cinderella, The Valiant Little Tailor, Snow White and Red Rose, Briar-Rose, King Thrushbeard, How Six Men Got On in the World, Rumpelstiltskin, Bearskin, The Dancing Princesses (The Worn-Out Dancing Shoes), The Four Skillful Brothers, and Hansel and Gretel.

My absolute favorite is Bearskin. A close second is the Twelve Dancing Princesses. Both tales had flair and a lot of truth in them. The antagonist in Bearskin reminds me Smeagol from The Lord of the Rings film, but that’s another story.

It has been so long since I have seen these tales, but I have never forgotten them and their theme of morality. I still use these stories as reminders to help others and do the right thing. For your entertainment, I have uploaded the videos from the Grimms’ Fairy Tales Classics from the late 1980’s. The show also ran reruns in the 1990’s.

Bearskin
The Worn-Out Dancing Shoes

The University of Pittsburgh has an online Grimm Brothers’ Home Page where you can read their classic tales. However, be forewarned that their stories did not always have the Happy Endings you are used to hearing in the more modern versions and retelling of the stories. They are, for lack of a better word, grimmer. Very different from another world-famous fairy tales author Hans Christian Andersen (1805-1875). One of his most notable works was The Little Mermaid. It was turned into a Disney film in 1989 and is also my favorite Disney movie.

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The original movie poster
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A picture worth a thousand words
One of the best scenes in the movie
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I digress, let’s get back to the real reason for this post, the television show Grimm.

WHAT IS GRIMM?

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Opening: “There once was a man who lived a life so strange, it had to be true. Only he could see what no one else can—the darkness inside, the real monster within, and he’s the one who must stop them. This is his calling. This is his duty. This is the life of a Grimm.

Grimm opening credits with his introduction

Grimm is an American fantasy police procedural drama television series that aired on NBC from October 28, 2011 to March 31, 2017, for 123 episodes, over six seasons.

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The story followed the journey of a Portland police homicide detective by the name of Nick Burkhardt (played by David Giuntoli), who is a Grimm. A Grimm keeps the peace and world order between humanity and the supernatural, which are called Wesen.

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Nick Burkhardt played by David Giuntoli

What made this show so great was not so much just the title character, but all the characters who played his friends around him. This is one of the first and only shows where I have ever seen the supporting cast be just as important as the main character.

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One of the best guest stars on the show was Martin Meisner played by Damien Puckler.
Meisner in action.
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Jaime Ray Newman as Angelina was the other best guest star on the show.
Angelina presented herself as a passionate and violent Femme Fatale, dressing in leather and provocative clothes, riding a Harley-Davidson motorcycle and she was always ready to fight.

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Just a taste of what her character is like on the show. Very fiery and combative. A fighter.
https://www.dailymotion.com/video/x6uwr0y
Jaime Ray Newman episode.
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Grimmsters, assemble! Catch up on last night’s all-new Grimm NOW on the NBC App!
Hilarious.
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The Grimm cast

The show was also at times very funny. In addition, whenever the Grimm was discovered by Wesen, they would morph into their true selves and this made every episode fun, surprising, and unique.

The supporting cast consisted of the following actors: Russell Hornsby, Bitsie Tulloch, Silas Weir Mitchell, Sasha Roiz, Reggie Lee, Bree Turner, and Claire Coffee. The shows fight scenes were amazing. And the shows themes of the constant testing of morality was ever-present and consistent throughout the show just like that of the Grimm Fairy Tales. Each episode also started off with a quote from one of the Brothers Grimm fairy tales and let you know what that episode would be about.

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The very first opening show quote.  October 28, 2011.

Series opening credits

Love the intro music. It really gets your heart pumping. And the show is just as it appears.

You can see all quotes listed by season here at this website.

“When words fail music speaks. – Hans Christian Andersen

In the opening scene of the Pilot espisode, The Eurhythmics Song Sweet Dreams is playing. This song ultimately led them to solve a case they were working on. When interrogating him they got nothing. It wasn’t what the perp said, it was what he sang or hummed. Gotta love music.

Hank: What’s that song?

Nick: Sweet Dreams.

Hank: Eurythmics. One of their better. [sings] “Sweet dreams are made of these. Who am I to disagree…?”

GRIMM CAREERS

Opening quote: “I am impelled not to squeak like a grateful and frightened mouse, but to roar….” – Of Man and Mouse, Grimm, Season 1, episode 9

As you know career choice is very important, it can mean the difference of having wealth and abundance or starvation and penury. And no wants a Dickensian existence of poverty. So, choose wisely.

Get the education and training you need to succeed. However, I say do so affordably. It behooves you to do so. You could be stuck depending on others for their help and expertise when you’re in a pinch. Such as the likes of Monroe as Nick’s reluctant informant.

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The Grimm diary

Monroe: What did you just get the books tonight?

Nick: You know about the books?

Another episode, like many…

Nick: Monroe, I need your help.

“What am I, your personal Grimmopedia?” – Monroe to Nick

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I say do all you can to depend on self. You will always have your own back. Otherwise, you have to depend on others for their help to remain relevant in the workforce.

Monroe: Hello?

Nick: Hey, it’s Nick?

Monroe: How did you get my new cell phone?!

Nick: Are you kidding me? I’m a cop.

Too funny.

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And don’t put all your money in the company stock.

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It could go bankrupt and you could end up with nothing. Worse yet, people could leave you to clean up their mess or you could be left holding the bag. One word: Enron.

Do not walk, run down to your HR department and make sure they offer investments other than stock options mostly in their firm. Demand to have more options if you don’t. If not, open a Roth IRA and pick funds outside your company. Be aggressive. It’s your money dammit.

I think of myself like Brad Pitt said in the movie Troy, “We are lions.”

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I am a lioness. I go for the gold. If one thing does not work, I get to work finding another way or pick another path.

To be successful, you must adapt. Like the Navy Seals were taught in that movie Heartbreak Ridge; Navy SEALs Learn To Adapt, Improvise and Overcome. Special Forces (United States Army) has a motto: De Oppresso Liber. Which is Latin for “to free from oppression” or “to liberate the oppressed.” The United States Navy Seals mottos are: “The Only Easy Day Was Yesterday”, “It Pays to be a Winner.” Seeing a theme here.

Your greatest asset is your mind and your ability to work. Earning is what will help you build wealth. You cannot save money, if you have no money.

You know who else agrees with me? Rambo. Check out the scene for yourself here.


Sylvester Stallone as John Rambo “I always believed that the mind is the best weapon”

Although, a fictional character, Rambo was trained in Guerilla warfare. His objective was to win. However, he still had a moral obligation to help others and he did. In life people make choices, he made his. You will have to decide for yourself what is important to you because when it is, you will find a way.

Below are the careers of the cast of characters on the show and their median salaries according to the U.S. Bureau of Labor Statistics, Payscale, or Glassdoor, which are the following:

Nick Burkhart – Detective ($65,860)

Hank (Nick’s partner played by Russell Hornsby) – Detective (65,860)

Wu (played by Reggie Lee) – Sergeant ($69,685)

Juliette (played by Bitsie Tulloch) – Veterinarian ($106,770)

Monroe (Nick’s right-hand man played by Silas Weir Mitchell) – Woodworker ($30,192)

Sean Renard (Nick and Hank’s police captain played by Sasha Roiz) – Captain ($80,593)

Rosalee (Monroe’s wife played by Bree Turner) – Retail shop store owner ($38,000)

Adalind Schade (played by Claire Coffee) – Lawyer ($114,000)

GRIMM INHERITANCE

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The infamous trailer.

“One feather is of no use to me, I must have the whole bird.” ― Jacob Grimm, The Complete Brothers Grimm Fairy Tales

According to the book The Millionaire Next Door, 80-86% of millionaires in America are self-made. Most wealth is earned. Meaning less than 20% inherit their wealth. This is down from a high of 50% or more who did so around the early 1900’s.

In the show, his aunt comes to visit to pass down to him his birthright. A trailer full of artifacts, heirlooms, and antiques that are priceless as they are irreplaceable and is full of Grimm and Wesen lore. It comes in handy throughout the series. And don’t forget the key.

This shows that what a family member does in the past can be of significant value to their loved ones in the future. Work hard today to help your future generations tomorrow. Case in point, Nick was always consulting with the books in the trailer as a guide to help him in the show. Without the books, he would have been lost. Had he been left to fend for himself, there could have been dire consequences.

However, in the present day, most people are not receiving large inheritances at all, if any. You are better off figuring out a profession prior to even starting college. You can look for one that pays well such as business, accounting, and engineering or are of interest to you.

WHAT MONEY BREADCRUMBS ARE THERE?

“Hansel took his little sister by the hand, and followed the pebbles which shone like newly-coined silver pieces, and showed them the way.” ― Jacob Grimm, Grimm’s Fairy Tales: Complete Edition & Over 200 Fairy Tales

Take a look around you. Who do you see doing well? Study what they study. Read what they read. Find out what they are doing? But make sure its legit and legal.

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What products are selling like hotcakes off the shelves? Invest in that company.

I’m sure you catch my drift.

Look for clues. Success leaves clues.

PRETTY GRIMM TO HAVE NO INHERITANCE

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Opening quote: “‘No,’ said the King. I’d rather die than place you in such great danger as you must meet with in your journey.” – The Water of Life, Grimm Brothers from the Grimm episode The Inheritance

One episode showed Adalind meeting with a lawyer about her mother’s estate. Not only did her mother had no assets, but she hadn’t paid her taxes in like six years. In addition, her storage unit was only paid up to the end of the month. After, that her stuff would be auctioned off or thrown away. This is all too common nowadays.

Like I said before, most people do not receive inheritances and if they do, it is not likely to be more than a few thousand dollars. You are better off working to build your own fortune. Then it will not matter what other people do with their money.

A GRIMM PRICE TO PAY

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Opening quote: “For me there are neither locks nor bolts, whatsoever I desire is mine.” – The Master Thief, Grimm Brothers

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Another episode showed that more artifacts were found that belonged to a Grimm in Europe. When Monroe’s uncle offered to sell it to Nick he asked for something like $250,000. Nick didn’t have that kind of money. Especially, on a cop’s salary. That’s a lot of money.

Monroe said that to his uncle. He said that was his price and left.

Not being able to get your hands on a significant amount of cash fairly quickly is a way to miss out on opportunities. You should always have liquid cash in savings or a stash you can tap for emergencies. I started my emergency fund with $25. My rainy day fund now consists of me saving over $14,000 a year. I learned how important having a money stash from the fictional character Scrooge McDuck.

See my post Money Lessons I Learned from Scrooge McDuck

GRIMM MOVE

Opening quote: “It is not light that we need, but fire.” – Season 5, episode 1, The Grimm Identity

Lots of fight sequences happen at Nick’s house. So many that Monroe told Nick he should move.

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I gave Monroe the slow clap. I had been thinking that very thing for like 2 seasons. Too many people knew where he lived.

There are times when jobs dry up. Factories and businesses close. Like they said in the old days: Go West, young man! Or There’s gold in them there hills! That lit a fire under mens a$$es to move with a sense of urgency.

To get a fresh start, you may need to move. Move where the jobs are.

Starting a business? Move where capital is plentiful and free flowing.

The operative word: Move.

GRIMM FOSTERING THE PEOPLE

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Opening quote: “Nobody knows the trouble I’ve seen, nobody knows my sorrow.”

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One of my favorite characters in the show was none other than Teresa “Trubel” Rubel played by Jacqueline Toboni.

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She was a runaway that would be taken in by Nick. She is also a Grimm. The show got a whole lot more interesting and fun when she came along.

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“Nobody Knows the Trubel I’ve Seen” is the 19th episode of season 3. It aired on April 25, 2014. This is Trubel’s first appearance on the show.

https://www.dailymotion.com/video/x6h924r

Throughout her time on the show, money was a constant stressor of hers.

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For instance, she did some of the following:

  • Stole a pair of boots
  • Stayed in cheap motels
  • Asked for money for food
  • Did not want to take handouts

In another episode, she helped stop an illegal teen shoplifting ring. She herself was basically living in foster homes and on the streets until she met Nick. One of my favorite scenes was when she stole that pair of boots. It was very slick.  

Well, we have come to the end of this post. I hope you enjoyed it as much as I did writing it. There was nothing like this show.

I am a huge fan of the show Grimm. I miss it.

I still watch the show on demand. If this post piqued your interest in the show, check it out.

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How to give yourself a $6,000 a year raise

“To hell with circumstances; I create opportunities.” – Bruce Lee

When I read headlines and reports talking about how 75% of Americans are living paycheck-to-paycheck, or 30% do not have enough to cover a $400 emergency, I get concerned.

Especially, when credit card debt is reaching record highs and as of the writing of this article, credit card debt in the United States stands at $1 trillion.

I do not like to see so many Americans cash strapped.

I want to see people funding their dreams, buying homes, and starting businesses.

Although, those things take time to build, it is very possible to do over time. However, it gets harder to do those things when you have debt.

I have read lots of books and articles online that gives the following advice: ask for a raise.

Easier said than done. Why not ask for a pony, while you’re at it?

They say ask and you shall receive, but this is not always the case. More and more, I hear about how jobs are downsizing or cutting expenses. That’s code for slashing wages and human capital.

These things happen all the time. It is a business decision. Like a family trying to balance their budget and manage their household finances, a business has to do the same.

I have asked for lots of things in life. And, why not? All people can do is say yes or no. I have had to deal with rejection plenty of times. All you need is someone to say yes once. If you hear 100 no’s, then finally get to that one yes, it could possibly change your life.

I do not wait for people to hand me anything. Nobody owes me nothing. I work for what I want. I have learned to create my own opportunities. And you can do the same. Just work with what you’ve got.

Wages have been stagnant and quite frankly flat. It is becoming more difficult to move up an income bracket. While you’re trying to climb that economic ladder, it may not always come with a corner office, higher pay, and bonuses.

Truth be told, a raise may not do but so much for your finances. After taxes, you bring home less than the actual raise. And what’s even worse, is that many people do lifestyle inflation, where they slowly increase their spending due to lifestyle creep from making more money.

Burning through large amounts of cash is not good for your wallet. If you want deeper pockets, you have to make some changes to your behavior.

In order to give yourself a yearly raise of $6,000 ($500 per month), you would need to grow your income by $250 and cut your expenses by $250 or some combination of both, if not one or the other.

Here are some ways to give yourself a raise that don’t require you to quit or get promoted.

SLASH EXPENSES

Cutting expenses is like giving yourself a tax-free raise. Every penny you save stays with you.

You need to find creative ways to spend less. When you reduce the outflow you can increase your cash inflow and cushion.

Most people, I have noticed, that get into trouble with their finances tend to be the ones who have high fixed expenses.

Keep your expenses as low as possible. Then you do not have to worry so much about or even depend on getting a raise, bonus, promotion, inheritance, or any type of financial windfall.

For example, I decided to quit going to restaurants for about 2 months. My average bill would be about $30. If I give a tip 10-20% every check, that means paying $3-$6 every time. Eating out just 4 times per month, meant paying $12-$24 or $25-$50 over 2 months alone! That is $300-$600 a year.

That does not include the cost of food. The $2 delivery fee, the extra container of rice, or springing for the extra tuna roll.

Don’t even get me started on going out in groups to places that just so conveniently can’t split the check. You usually end up paying more than your fair share to say the least. Basically, you are subsidizing someone else’s alcoholism.

I now call the restaurant ahead and ask if they do check splitting. If not, I try to just order at the bar.

You are the controller or should we say comptroller of your destiny.

GO TO COLLEGE

Increasing your knowledge is usually a great way to earn more money. Although, education is not an equalizer (some may profit more from going to the Ivy League than others), you can still qualify for more prestigious jobs with a little more book smarts.

You can job hop your way to a higher salary. Even I have done this. I have noticed I have gotten a raise or promotion by applying for another job as opposed to asking for one. But that’s another story.

However, I do not recommend going into a ton of debt to do it. I suggest you find ways to go to school affordably such as monthly payment plans to pay-as-you-go, going online (which is cheaper that traditional brick and mortar), or seeing if an employer will offer tuition benefits.

If your employer pays, $1,500 a semester and you go for 2 semesters a year, that is an annual savings of $3,000.

LEARN A TRADE

Go to any barber shop or hair salon on a Saturday morning and take note how many people are there.

Having a skill can earn you some serious bread.

If I have to pay the plumber or electrician one more copay, I may start looking up how to fix the plumbing myself on YouTube.

By this point in my life, I am sure I have paid enough to hairstylists, washer repairmen and manicurists to put at least one kid through college or at least pay for a semester. That’s no joke.

If you have any type of skill or hobby that you can monetize, do it.

I read online that a woman who dresses in costume and does displays is making six-figures. You read that right. Putting on a wig and some tights is allowing her to pay the mortgage and save for retirement.

Think walking those dogs are beneath you. Think again. You can earn $40 bucks a day. Just doing this on the weekends could net you $80 x 4 = $320 a month. Pass me the leash.

OPEN A ROTH IRA

A Roth IRA has no upfront tax benefits, but the savings gain down the line is second to none. All the investment gains will not be subject to taxation in retirement.

Since, the money in this account is funded with after-tax dollars, you will be able to enjoy this account without having to pay the man. Sign me up please!

So when your peers are paying taxes on their 401(k) withdrawals, you could be going to the ATM getting out that $600 max withdrawal without paying Uncle Sam for the convenience.

PAY DOWN YOUR DEBTS

Paying off high interest or anything charging you interest such as personal and auto loans, credit cards and student loans is money in the bank.

Every dollar you do not give the local banker stays in your bank account.

If you pay $200 monthly to service your credit card debt, getting rid of this money drain means having an extra $2,400 a year back in your pocket. That can be put in your Roth IRA and then you are working towards turning every dollar into two.

LIVE ON CASH

It is hard to part with cold, hard cash. Swiping is easy. Work on handing every person you meet the money to pay for expenses, even to buy a postage stamp, and you will start to feel the sensation of giving away a small fortune.

SET UP AUTOMATIC PAYMENTS

The late fees from not paying on time are astronomical. A one-time missed payment on a credit card is regular $30 or more. Miss a payment on 3 credit cards in one month and that’ll cost you $100 bucks!

Over a years’ time, that is $1,200. Just in fees. Save that money automatically into your savings account instead.

DELEGATE TIME-SUCKING TASKS

By paying a nominal fee to others, you free up precious hours to find ways to make money.

The trick is to pay for services that are not particularly pricey and expensive. You then use the hours you would have put into cooking, cleaning, or doing laundry into making money during those hours instead.

RENT OUT YOUR HOME

These days you can rent out just about anything. Over 30 million people have used Airbnb. Most rentals I have seen can charge anywhere from $100-$300 a night.

You could rent out your place and make $500 a month. Or who knows how much. Sky’s the limit here.

FORGO VICES

Forget the lottery tickets, tobacco, concert tickets, expensive shoes, and beer runs.

You could save anywhere from $40-$200 a month. That’s $480-$2,400 dollars a year.

SUMMING IT UP

There are many other ways to save or cut expenses. You just have to be willing. From just some of the examples I provide, someone could save anywhere from $100-$600 dollars a month. That is between $1,200-$7,200 a year.

If you can find a way to bring in $500 more a month, whether it is an additional income or slashing expenses, that is like giving yourself a raise of $6,000 a year!

Whenever, I hear someone say I can’t live without my weekly happy hours I say to them: can’t or won’t.

There is usually always something you can do. Break it up into small tasks, if the bigger task seems too daunting.

Just focus on getting your monthly or daily savings rate up. You can do it.