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Budgeting, Celebrities and Money, Financial Independence

Wealth comes from doing not luck

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“Luck Is What Happens When Preparation Meets Opportunity” – Seneca

“I’m a great believer in luck, and I find the harder I work the more I have of it.” –Thomas Jefferson

I do not believe in coincidences.

I believe that whatever happens was meant to. A series of actions and events put two people or things together for a reason. You attract people and things to you.

“The truth attracts money to you and lies repel it.” – Suze Orman

Therefore, if you want to attract wealth, good health and abundance then tell the truth.

THE TRUTH WILL SET YOU DEBT-FREE

Tell people your financial truth. Tell your friends and family that you can’t go on that trip with them, or out to dinner at an expensive restaurant, or that you do not have the funds to buy Christmas gifts.

Yeah, I said it. Cancel Christmas if you have to.

There’s no rule that says you have to go into debt to buy gifts for Christmas.

How about the family finds a more economical way to give gifts? Like a lottery or drawing or Secret Santa. This could be drawing names out of a hat and buying just for that one person.

Who cares if you ruffle some feathers? It is far better to be debt-free. That is the gift that keeps on giving.

Not having to pay interest to service debt is the best gift of all you can give to yourself.

“Rather go to bed without dinner than to rise in debt.” – Benjamin Franklin

Couldn’t have said it better myself.

If I hear one more person talk about going on vacation to Jamaica, I’m going to start an exotic vacation jar. It works similar to a swear jar. However, the end result will be I put my own money into the jar, say $5, and then deposit it in my savings to invest it into a Certificate of Deposit (CD) or stocks at the beginning of each year.

I know some people may not agree with me, but I really do feel that you get as much pleasure and excitement out of saving as you do spending.

I have watched and heard many friends, family, and acquaintances talk about plans for vacation, but I rarely hear them talk about plans for saving for the future.

Everything revolves around spending.

Well, I’m here to let you know it’s okay to say no to things.

It is okay to say no that you cannot afford to go shopping, out to dinner with friends or to birthday parties.

Heck, even weddings if the ticket and tux will put you in the red.

If you feel obligated to go to a wedding, I completely understand, but plan for it.

For instance, you could save $100 bucks a month in a weddings account. This is for all things wedding related. Flights, hotel rooms, wedding attire, and gifts. Set aside a certain amount. Let’s say $1,000 and that is your budget. Then you never have to worry when you get that call, “I’m engaged.”

If you feel that it makes you uncomfortable to tell people you can’t afford it, try this one line on for size: “I choose not to spend my money on insert item here.”

Fill in the blank with anything. It sounds good no matter how you say it.

Cause after all, it is your money.

Lastly, tell your doctor the truth. You can’t have wealth without health.

Do not ever feel embarrassed to tell a health professional what is going on with you.

They are there to help not to judge.

LUCK MAY NOT EQUAL MORE BUCKS

“If you just keep your head down, work, and put it on the bottom line, sooner or later that takes care of everything else.” – Wayne Huizenga

I feel that people make their own luck. The harder you work, the more you give of your time, energy and efforts to work, help and care for others is all the luck you need. Hard work is like a magnet because it attracts things. Like money. It’s a Greenbacks Magnet. Get it. Wink, wink.

Even, Star Wars Master Jedi Obi-Wan agrees with me.

“There is no such thing as luck. Only opportunity and being prepared.” – Terry Crews as Julius on Everybody Hates Chris (2005-2009)

So if luck is tied to work, then what do you think happens when people are lazy. So in essence, you are not ever really unlucky, but you can be lazy.

I know life is a journey that is full of twists and turns. It is not a straight path – as the crow flies – from obscurity to abundance.

I also know that life is full of tough times, obstacles, and at times unfair. We may not all have the same opportunities, but we all have to play the hand we were dealt because our turn at bat will come. Every action may not be a royal flush or a home run. Sometimes you just have to roll with the dice. However, you can do your best with what you’ve got. Either way, life happens. So batter up.

I agree with this quote: “You don’t get to choose if you get hurt in this world…but you do have some say in who hurts you.” – John Green (author of The Fault in Our Stars and Paper Towns)

You may not earn what you want when you want, but you can start building lasting impressions and relationships that can put you on the path to wealth.

It’s been said the harder you work  the luckier you get.  Tejano singer Selena once said, “When you get hard work you get success.” That was 25 years ago. But you don’t have to believe me. Here is it straight from the singer herself. She may be gone, but her music and words of wisdom are not forgotten.

Let’s say you get to the cherry on top of the sundae and earn gobs of money and it piles up. Well, don’t let money make you complacent. No resting on your laurels. Hard work is about more than prosperity. Jennifer Lopez says she learned the following from her parents:

They showed me that you put your head down and work—you work for a living and then, when you’re making a living, you still don’t stop… We don’t stop working because we have money in the bank—we do what we do and we keep on doing it.

Remember this: “We make a living by what we get, but we make a life by what we give.” – Winston Churchill