Category Archives: Financial Independence

financial freedom

Money and Life Lessons from The Pirates of Dark Water

Related image

Always the quest. – Ren, Prince of Octopon  

If you grew up watching cartoons like I did, then you may remember this one from the 90’s called The Pirates of Dark Water.

The Pirates of Dark Water is an American fantasy animated television series produced by the dynamic animation team of Hanna-Barbera (The Flintstones, Scooby Doo) and created by David Kirschner, which first aired in 1991.             

It was part of the Saturday morning cartoons line-up.

See my post on CBS Storybreak’s Yeh-Shen

Fun Fact: CBS Storybreak was also produced by Hanna-Barbera Productions.

A young man, seventeen-year-old Ren, learns that he is a Prince with an urgent quest to save his world by finding thirteen magical treasures of rule.

Ren is a very likeable hero much like Luke Skywalker. And for every yin there is a yang.

The pirate lord Bloth is a savage alien pirate and Ren’s mortal enemy. He is Ren’s Darth Vader.

Related image
Related image

The show had action, adventure, sword fights, and of course humor. This show was unlike many other of that time as it was way more serious, well-written, surprisingly mature, very developed with memorable characters, imaginative worlds, plot driven, and involved a high degree of morals. I still think of this show and those lessons to this day.

You get to go along with Ren and his shipmates, Tula and Ioz, on a quest to save the world. However, no cartoon by Hanna-Barbera would be complete if they didn’t give you some life lessons along the way.

Related image
Related image

The premise and the opening credits spoken over the theme music.

The alien world of Mer is being devoured by an evil substance known as Dark Water. Only Ren, a young prince, can stop it by finding the lost Thirteen Treasures of Rule. At his side, his allies on this quest are an unlikely, but loyal crew of misfits. At his back, is Bloth. The evil pirate lord, Bloth, will stop at nothing to get the treasures for himself.

Image result for pirates of dark water images

I found the show synopsis at IMDB.com

Storyline

When Ren, a young son of a lighthouse keeper, rescues a stranger foundering in the rocks near his home, he learns the man was an aide to his true father, a great king. Ren is given a magic compass crystal that guides him to a dragon who shows him that the only way to claim his heritage is to find the Thirteen Treasures of Rule. Unfortunately, a pirate ship captained by the evil Bloth is also aware of this treasure and is relentlessly pursuing Ren for it. On his side, Ren soon acquires companions like Ioz the Pirate, Tula the Eco-Mage and Nibbler the Monkey Bird who help him in his quest. That quest becomes all the more urgent when Ren learns that the Dark Water, a carnivorous form of water that consumes anything it snares, threatens to envelope and destroy his world and only the treasures he seeks can stop it. Written by Kenneth Chisholm

Image result for bloth fight

The show’s opening credit ending theme song tagline: It’s high adventures with The Pirates of Dark Water. 

The Pirates of Dark Water (1991)

Let’s go!

FORTUNE FAVORS THE BOLD

Image result for pirates ren always the quest

The rich are bold. So seek adventure.

Think Richard Branson, Steve Jobs, Oprah Winfrey or Walt Disney.

The characters in this series are also very outrageous, bold, and at times, reckless, but they get the job done.

This show is packed with great dialogue, fun characters, and on the edge of your seat action. The storyline was driven by its protagonist, Ren (voiced by George Newbern), the leader of this group of pirates. His unabashed furor over the treatment of people, eloquent way with words, and logical reasoning made him a good leader.

Accompanying him on his quest were Tula (voiced by Jodi Benson aka The Little Mermaid Ariel) and Ioz (voiced by Hector Elizondo of Pretty Woman, Runaway Bride). Ioz is a fortune hunter and mercenary swayed by Ren’s noble quest and throws himself in the fracas to help them. They also had a talking monkey-bird, if you can picture that, by the name of Niddler (who is also the comic relief).

For origins of the Little Mermaid see my post on Grimm

Wherever they go, trouble sure follows. Not surprisingly, as every successful person always has something or someone nipping at their heels, vying to claim the same victory to hang up on their mantelpiece.   

Ren and company also receives help, guidance, and encouragement along the way. From this I learned that people are usually willing to help you, when you’re doing the right thing.

See my post Money and Life advice from Nike founder Phil Knight

SUCCESS TAKES TIME

There is nothing impossible to him who will try. – Alexander the Great

There is no shortcut on the road to success.

All things that are good and important take time.

You have to put the work in. Once you do that, then the money seems to follow.

In the show, Ren and his crew had to find the lost treasures of Rule and this takes time. After 21 episodes of the show, they still had only found seven treasures. And they had to guard them with their lives. This odyssey would no doubt take years.

Image result for tula pirates of dark water

Tula:

This is going to be a long trip…

You got that right!

Everyone was chasing those treasures. Kind of reminds me of the Legend of Zelda (which they also turned into a cartoon, as was the norm in the 80’s and 90’s).

Image result for legend of zelda

If you remember that obscure animated series, then you know his famous line after he felt he should be rewarded by Zelda for keeping the Tri-force of Wisdom safe, “Well, excuuuuuse me princess.” Hilarious.

Related image
Image result for zelda excuse me princess gif

There is no story I have ever read that did not take the victor time to complete their journey to the finish line. Even Odysseus, didn’t make it home for ten years after leaving Troy and twenty after joining the Trojan war expedition, but that’s another story. If you like Greek mythology, then check out Homer’s the Iliad and the Odyssey.

Alexander the Great went on a military campaign for over a decade to conquer one of the largest empires in ancient times starting from 336 BC. William the Conqueror let nothing stand in his way to victory as the first Norman King of England, reigning from 1066 until his death. His conquest took six years. Don’t even get me started on The Crusades or Napoleon.

If you want something, then you have to be willing to put the time in.

When I decided I wanted to be financially independent, I studied hundreds of blog, reads dozens of books and started reading about conquerors of ancient civilizations and the self-made.

Over the course of seven years, I did the following:

  • Went form saving $1 a day to $13,000 a year.
  • Increased my savings rate by 2% or more per year.
  • Calculated my FIRE number (Financial Independence/Retire Early) $750,000 and figured out a way to get there in less than 10 years.
  • Started setting impossibly high SMART (Specific, Measureable, Attainable, Realistic, Timely) goals, tasks, and deadlines and meeting them.
  • Figured out the date to retire my credit card debt (which is some of the worst you can have).
  • Determined that all credit card debt is the worst kind of debt to have and found a way to get rid of all revolving debt.
  • Reading a minimum of 2 books a month.
  • Established a six-figure retirement.
  • Started saving $15,000 a year in 2019.

That took years! However, as you can see from above, patience, hard work and determination get results. This blog takes you along on my quest and all the things I do in the pursuit of financial independence. And ultimately, earn back my freedom as time is one thing you can never get back once it’s gone.

FRIENDSHIP IS IMPORTANT

Remember upon the conduct of each depends the fate of all. – Alexander the Great

One of my favorite things about this show was the kinship of not only the show’s stars, but the people in that world. They were always willing to lend a hand to help one another. Especially, in those dark times, people just banded together. As it should be. They also forgave.

Lend me some sugar, I am your neighbor! – Outcast, Hey Ya!

Treat your friends as if they are worth their weight in gold. The ones that truly have your back will be there in good times or bad.

Lots of people want to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down. – Oprah Winfrey

Image result for oprah limo quote

Got it?

Good.

RESPECT

It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you’ll do things differently. – Warren Buffet

Everywhere Ren went he received respect whenever he name dropped his father’s name, King Primus. It was awesome to see people help him because of the reputation built by his father. Wow.

That taught me reputation is everything.

Keep a good name. Keep your promises. Overcommit and over deliver.  

You want respect? You have to earn it.

I like to write. And it’s exciting to write new content. I try to keep this blog informative, but fun. It’s like Sesame Street for adults! Ha ha!

So, if anyone ever namechecks Greenbacks Magnet, I know it’s because they like what you read.

MONEY ISN’T EVERYTHING

Havin’ money’s not everything, not havin’ it is. – Kanye West, Good Life

The show is constantly filled with pirates talking, stealing, earning, or wanting gold and treasure. It’s all in good fun. However, there are times when Ren and his friends are in grave mortal danger. His companions mean the world to him. The circle of trust is very strong and real with them. They never leave one another behind. Not ever.

Ren never chooses money, things, or any possession over people. A fine quality to have indeed.

You can get more things, you can earn more money, but there is only one You! Never forget that.

BEING EVIL ALWAYS MEANS LOSING SOMETHING

50 told me, go ‘head, switch the style up. And if they hate then let ’em hate and watch the money pile up. – Kanye West, Good Life

On the show, the pirate lord Bloth was always trying to lie, cheat, steal, and con his way in and out of everything. His ego could suck up all the air in a room. However, Ren and company always thwarted him in the end, to his chagrin.

Here is some dialogue from the show.

Onda, The Dagron Master:

What about my gold? You promised!

Ioz:

A pirate’s promise. I lied.

ETHOS, PATHOS, AND COMPASSION

The protagonist, Ren, is kind to everyone. He is also loyal to a fault. Therefore, he values honesty and loyalty. And this becomes his reputation. His good natured ways and good name takes him far in the world.

The sheer amount of emotion he evokes and passion for what he does is inspiring. He acts without malice, but steadfastly and with courage. Ren also takes the advice of those he trusts most and not just anyone.

Here is some more dialogue from the show.

Ren:

I can’t ask you to continue with me on this dangerous quest. Name the port of your choice and I’ll take you there.

Ioz:

Which way does the compass point?

Ren:

[Ren picks up the compass and spins it around] The second treasure of Rule… East!

Tula:

Then east it is! For adventure!

Ioz:

For treasure!

Ren:

For Octopon!

Niddler:

For crying out loud! When are we gonna eat?

They would throw in some humor once in a while as you can see.

I have also learned to take good advice when it’s given.

Image result for tula pirates of dark water

It’s not about the messenger, it’s the message.  

One of my favorite episodes on the show as entitled, “The Beast and the Bell,” episode 8, which aired on November 2, 1991.

Image result for pirates of dark water

Ren is tricked into freeing an imprisoned evil creature by the name of Keroptus.

The Pirates of Dark Water (1991)

He makes a promise to re-imprison the monster to the people who guard him. I will never forget what he said to an optimistic Ren about this dangerous foe as you should never underestimate an enemy.

King of the Guards:

 Keroptus is nobody’s fool boy. He will not be easily deceived by parlor tricks.

To this day, I feel that way about every person I meet. You do not know what or who anyone knows. You should always proceed with caution.

Related image

Image result for tread lightly breaking bad gif

Well, that concludes this latest post.

I enjoyed revisiting this show from my childhood.

It always gives me a great feeling when I watch this show. The swashbuckling, seeking of treasure and adventure. Personally, that’s how it feels to pursue wealth. I go for the gold. And I play to win.

I know a credit card company has a saying; don’t leave home without it.  However, this show taught me how valuable having morals are and I learned to never leave home without them.

They Shoot Greenbacks, Don’t They?

I save money because I don’t ever want the lack of money to cause me to make bad decisions. – Miriam Joy

luck, dollars, darts, lottery, chance, target

One of my favorite things to do is dance.

If I could get paid to do it, I would.

It’s great exercise and helps me relieve stress. I am better able to manage my life and all the things that come my way. And let’s not forget that exercise gives you endorphins, which makes you happy.

Related image

And they make you happy. 😊

Image result for exercise gives you endorphins gif

However, as much as I like to dance and earn money, I have my limits.

If you have ever seen the movie, They Shoot Horses, Don’t They?, then you know what I’m talking about.

The film is based on the 1935 novel of the same name written by Horace McCoy. It starts out in 1932. The Great Depression is only a few years in America’s rearview.

The film start’s just as the title says. By putting the hurt animal out of its misery.

During this time period, the country is still reeling from the stock market crash of 1929. Therefore, smelling opportunity, an unscrupulous emcee runs a Depression-era dance marathon for a down on their luck group of characters. The contestants are competing for the grand prize of $1,500 dollars.

What ensues is sheer madness. The contest slowly descends into chaos as each contestant is eliminated one-by-one. It is a test of wills where it is all about the survival of the fittest.

MONEY IS A MOTIVATOR

I like to calculate the opportunity cost or hours of work compared to the cost of purchasing an item.

For example, if you make $30 an hour and purchase a concert ticket for $150, then you have to work 5 hours to pay for that purchase. You have to ask yourself, if that ticket is worth 5 hours of your time? Are you willing to work that long to buy that ticket?

You can use this formula for anything.

I used this formula as motivation to stop buying clothes and miscellaneous items.

After reading several books, I was motivated to stop shopping and pay down and off my credit card debt and personal loans.

That was my way of putting my debt of its misery. Paying it off!

I started saving over $10,000 a year. That’s money in the bank. I needed that amount to be able to sleep at night. I call that my sleep number.

WHAT IS YOUR SLEEP NUMBER?

My sleep number is $10,000.

What is a sleep number?

Well, I feel that it is the amount of money you keep in savings so that you can handle emergencies such as a medical bill, dental work, or a flat tire and can sleep at night without worrying how you’re going to pay your bills.

If you could give yourself a number like that, what would it be?

Calculate it.

For you to sleep at night without having nightmares that the bill collector is calling and to stop tossing and turning, how much would it take? $2,500, $5,000, $10,000, or $20,000?  

That’s your sleep number.

ATTRACTING MONEY

You know I am all for attracting good things to yourself. You do this with your behavior.

I love magnetism. That’s why I named this blog Greenbacks Magnet.

It is the Law of Attraction which uses the power of the mind to translate whatever is in our thoughts and materialize them into reality.

Remember that like attracts like.

Athletes like other athletes.

Musicians like to work with other musicians.

Academics attracts other academics.

Money attracts money.

You see my point. If you want something, then you have to find a way to attract it to you. What are you going to give, to get?

Case in point, you can earn money in a high yield savings account. First, you must have some money to put in the account. That money will be used as the principal to attract interest. The higher the amount, then the more money you attract and ultimately earn.

Broke attracts nothing.

That is why you save. To not be broke.

In the book You are broke because you want to be, the author lists all types of reasons why people are broke. Mostly it has to do with spending habits.

He even said saving coins in a huge gallon milk jug could allow you to save $400 a year. If you do it consistently and save all your coins, that is, instead of spending them.

HABITS IS WHAT MAKES YOU RICH

Your behavior is the number things standing between you and incredible wealth.

Habits equal riches.

You limit the spending and build your wealth. That is how it is done.

Keep yourself healthy and agile. The wealth building years when you are young can set the foundation for the rest of your life.  This is the time to get the skills and training you need to earn.

That’s when you’re loose like a mongoose.

 For those of you that remember Rikki-Tikki-Tavi by Rudyard Kipling, you got to read about the actions of a mongoose. Quick and deliberate. Single-minded focus. That is what it takes to build wealth. You keep hammering at your target until you nail it.  

tikki GIF

Your number one asset is your ability to work. That is what you will use to earn your fortune. Stay nimble. Move out West or where ever the jobs are.

It is your duty, responsibility, and obligation to be successful. Habits is torch that blazes the trail to wealth. If you want financial freedom, you have to work for it.

No one is going to hand it to you. But it’s out there. And it’s yours for the taking.

To recap…

  • Before making a purchase, figure out how many hours you have to work to get it
  • Calculate your sleep number
  • Attract money by earning and saving money
  • Habits make you rich so practice the habit of saving

Financial Independence in 10 years

Base Jump, Jump, Base Jumper, Leaping

If the goal is to have financial freedom, then it is worth the sacrifice.

I have been reading nonstop about personal finance. It has been a heck of a ride. The roller-coaster of emotions that goes along with it is not so scary when you focus purely on the numbers.

Most experts will say to save 10-20% of your income, but that still means working a 30+ career until being free. I wanted to get off the hamster wheel earlier or at least whenever I wanted instead of when only I could.

I thought wouldn’t it be great to focus on getting out of the rat race sooner. Why not just focus on a certain time period?  I picked 10 years because that is a good chunk of time for most people to get themselves in the head space to understand that discipline is in order to achieve this lofty goal.

I just narrowed down my focus to only looking for information pertaining to how to become FI in a decade.

Here is what I found along the way.

THINK 10

They say to think big. So, I say think 10.

I began to look for information on being financially free.

For instance, saving 50% of your income and getting a return of 5% or more could net you over $500,000 and allow you to become FI in 15 years. Not bad.

If your living expenses are under $40k a year, then you can make that work for you. Therefore, the more you spend, then the more you have to save. It is just that simple.

Saving 65% of your income with a return of 7% or more could net you over $600,000 and allow you to become FI in about 11 years.

Even better, saving 70% your income with a return of 7% or more could net you over $700,000 and allow you to become FI in less than 10 years. Yahtzee!

I found a savings rate early retirement chart on Clark Howard’s website. He generally decreased the number of working years by four once you hit a 40% savings rate.

TAKE YEARS OFF THE RETIREMENT SCHEDULE

After, I did my research, I also found the following:

  • By saving 60% of your income, you can take 1 year and 6 months off every time you work 1 year.
  • By saving 70% of your income, you can take 2 years and 4 months off every time you work 1 year.
  • By saving 80% of your income, you can take 4 years off every time you work 1 year.
  • By saving 90% of your income, you can take 9 years off every time you work 1 year.

This is what Jacob Lund Fisker details in his book Early Retirement Extreme.

Saving a high percentage of your income is literally allowing you to sock away years of retirement income at a faster rate.

That would mean based on the above statements, the following:

  • Saving 60% of your income for 7 years, allows you to knock 11.2 years off your retirement schedule.
  • Saving 70% of your income for 7 years, allows you to knock 16.8 years off your retirement schedule.
  • Saving 80% of your income for 7 years, allows you to knock 28.7 years off your retirement schedule.

This would mean retiring in your 30s or 40s as opposed to your 50s or 60s. However, working is relative. If you truly have something that you enjoy doing, then it is not an issue. FI is about finding work or activities that you want to do without having to worry about punching a clock and getting paid.

WHAT IS FI?

It is the ability to make work optional.

Your assets are now generating enough cash flow for you to exit stage left out of the workforce.

I found this great chart that defines it eloquently.

Freedom vs independence

Image credit: doubledebtsinglewoman.com

HOW AND WHERE TO SAVE

Unfortunately, it is not enough just to save, but to have a target.

Most reading I have done on FI includes putting money in index funds, taxable accounts, savings, checking, and money market accounts,

For example, J.P. Livingston of TheMoneyHabit says she was saving about 70% of her income and then split that up into different categories.

Of that 70% of her income, she put 60% in savings and the remaining 40% into investing.

A place like the Vanguard Total Stock Market Index Fund (VTSMX) or EFT (VTI) should work for you just fine.

All this means that you must not only invest, but put a high portion of your income aside to actually be able to hit the eject button on your job. After all, you need income to live off of and investments typically come with rules like you are unable to withdraw any funds before age 55 to 59 ½.

I continually read about those that have retired early and reached financial independence. The common denominator is this: savings.

What can I tweak? How can I do better? I always strive for abundance. After I achieve one goal, then I make a new goal.

Once I got serious, I started socking away 41% of my income. My next move was to get to 50% of my income and eventually work my way up to a 75% savings rate.

I have also noticed that high yield savings accounts rates have gone up recently. There are accounts now paying over 2% interest. That’s right. You can earn 2% just for parking your money. The more you save; the more you earn. That is the same amount some people are receiving in annual raises and cost of living increases!

Do not let anyone tell you that this is not possible. Forget the naysayers. There is a saying that the elephant keeps walking as the dogs keep barking. Do not let fear, others opinions, or lack of effort keep you from reaching your goals.

You are the MVP on your Financial Freedom team. Go for the goal. Always.  

There is no better goal than being free.

Finance Lessons from Flipping Vegas

“There are only the pursued, the pursuing, the busy and the tired.” ― F. Scott Fitzgerald, The Great Gatsby

For many people out there I am sure you have heard of shows like Flip this or Sell that house.  Many of them are broadcast on A&E. One of these gems was a show called Flipping Vegas.

The show starred real estate investor Scott Yancey and his interior designer wife, Amie Yancey. What made this show stand out was the outrageous personality of its star, Scott Yancey. He could regularly be seen losing his mind over the tiniest of overages to his immensely short time table he gave to flip any house. It made for great television. I felt it was the funniest of all the house flipping shows out there.

Scott would regularly drive around in his Porsche (he loves cars) and go from house to house that he had invested in to inspect properties. His wife, Amie, could usually be found at places like Walker Zanger to purchase materials for all of the homes they were flipping. The couple were constantly bickering about house design, location, and finances. They were a riot.

What I remember most is that Scott was always very concerned about the budget as where Aime was not. She believed that a well-designed home sold itself. However, Scott did not always agree. He would regularly have a fit if she spent extra money or over-improved a house. It was hilarious.

“When you have a foreclosure sign on the house, it’s saying, ‘Vandals, homeless: Welcome. Please strip it,’ ” Scott told The Las Vegas Review-Journal of the properties he purchases. “We’re in a race to get it done and get it sold.”

So, without further ado, I give you what it’s like to flip Vegas.

WHAT IS FLIPPING VEGAS?

Image result for flipping vegas

“The houses that are the worst to buy are the ones we save for TV because we know there’s a great storyline with it.” – Scott Yancey

Related image

Flipping Vegas was an American reality television series that aired in the United States on the A&E network for 5 seasons from June 18, 2011 – September 27, 2014. Featuring the husband and wife team, Scott and Aime Yancey. The couple would fix and flip homes in Las Vegas, Nevada. It aired on Saturdays. And ran for 41 episodes.

Meet the real estate players

Image result for flipping vegas
Scott and Aime

Vegas was hit hard by the housing crash of 2007-2009. Where most saw disaster, Scott saw opportunity. He would buy low-priced and dilapidated homes in Vegas, fix and flip them quick for a profit.

Setting a quick timetable of about 4 weeks and even shorter budgets of approximately $10,000. A quick fix schedule and low budget is called flipping. Spend less money equals more or maximum profit. His opposite is Aime, who buys high-end finishes that are not in the budget, without telling Scott. Let the fights over the checkbook begin.

Image result for make your passion your paycheck

Here is some of the banter on this show.

Real estate agent: Can you all this done in a week? It’s a lot to do?

Scott: I turn and burn these suckers!

Aime: Scott, you’re so cheap.

Scott: Once again you are unconcerned with deadlines and bottom lines.

Aime: Give the house a great design.

Scott: This house is an ugly girl. Put lipstick on her, we’re not giving it plastic surgery.

That’s Scott, always keeping it classy. He works hard and lives his life fast. He likes quick wins and flips. I’ll give him this, at least he always kept it real.

In an interview with the Vegas Sun, Aime said, “I mean, I feel like I’m giving birth to each of them. I know Scott has timelines to turn them around fast, and we butt heads. He sees the bottom line, and I fall in love with the transformation. I can’t stop myself; I really need rehab for designers.”

 They generally work with the same contractors and real estate agents to sell their houses. In addition, will also have multiple trades working on one house at the same time to keep up with Scott’s insane open house schedule (think buying a home, renovating it, and putting it on the market in 7 days). And yes, there was an episode that he tried to do this.

The show got is start from a conversation Scott had with some show business friends where he recounted how he had to pull out his Glock (he’s licensed to carry) on some homeless people that came at him with needles in a boarded up house.  They recorded some footage of him (Scott paid for their expenses) at work and it got into the hands of someone at Lionsgate. That is how his reality show career got started.

Finance Lesson 101: You have to spend money to make money.

ALWAYS EXPAND

Expand. Never contract. – Grant Cardone

One of the best times to start a business is during a downturn. Scott is a businessman who owns a real estate brokerage called Goliath Company. He invests sells, and flips houses. In addition, Scott also was an executive producer of the show and an author. Reality television star is also one of his many titles.

When asked what it was like doing the show Scott stated, “It’s reality TV for a reason, but try working with your wife for 12-14 hours a day. [The producers] know our fans. They love it when I break shit, and that’s my favorite part. If I could take a bulldozer and knock out a shed, that’s great. Take a chainsaw to a wall, that’s great. Demolition is No. 1; drama is No. 2. And then education.”

The best episode I saw and my favorite was the Season 2 Episode 10 show entitled, “Yancey’s Eleven” which aired on February 16, 2013. Scott purchases 11 unfinished villas at Lake Las Vegas for a total of $380,000 and takes on the gargantuan task of getting them all fixed up at the same time.

A&E episode description(www.aetv.com): Scott takes on the biggest flip of his life having purchased 11 unfinished villas in upscale Lake Las Vegas with hopes of flipping all 11 in less than 45 days! It’s a risky gamble that could have a huge payoff…if Scott can manage to bulldoze through some unexpected and high-priced construction roadblocks.

Show me the money honey.

This image has an empty alt attribute; its file name is yancey.jpg

The couple then began doing seminars. A no-strings attached sort of deal. It started out for free with a preview, but then morphs into a sales pitch. Over three-hours attendees are enticed to pay a $2,000 fee for a second, more intensive three-day seminar. Those who paid and made the investment in the three-day event received yet another pitch to invest in the next level that costs a whopping $30,000.

I, personally, can confirm the first part. I was invited to a Yancey seminar. I went and it was basically someone coaxing and goading you to spend money (not the Yancey’s as they were not there). Basically, it was a high-pressure sales pitch. The free part was just to get butts in the seats. The free meal was a cold sandwich, chips, and a stale cookie. Although, it sounded good, and everyone acted professional. I refused to spend money going to yet-another seminar. After that experience, I swore off all seminars for good.

They said most people did not complete the problem because there was work involved. So, they quit. Customers cry foul. That they were not properly trained. Scam???

Finance Lesson 102: If you are going to expand and ask people for money, then you better bring you’re A-game and deliver.  Better to write a book and sell it for a reasonable price, that provide the details of how you became successful then give people false hope and empty promises. A book is at least tangible.

A GOLIATH OF A TASK

‘Flipping Vegas’

“The main thing is that in TV land, they speed everything up. They [the viewers] think, ‘Oh, wow, it’s a breeze. They come in, and it’s done.’ It takes a long time to put them together, to pick out the fit and finish and work on the quality. They only see a glimpse of it.” – Amie Yancey

Scott started in real estate at a young age. He got advice from a friend to invest his $30,000 settlement from a car crash into real estate as his family was doing. Scott took the advice.

Forgoing finishing college he still found a way to make a million dollars. Even though he almost quit real estate after the downturn, overhearing a conversation between patrons made him change his mind. When he heard how little people were paying for properties in Las Vegas only to start renting them out to tenants, Scott saw a golden opportunity to profit. Why not buy at the bottom?

“At the next table, the discussion revolved around the Las Vegas real estate market and the fact that there were homes available to buy for as little as $36,000 that would rent out for $900/month. Just hearing those two numbers put Scott’s real estate brain into gear. Two things came to mind immediately, ‘You make your money on the buy in Real Estate’ and ‘fortunes are made in bad economies.'” – Scott Yancey

Image result for scott yancey quotes

His task was to buy real estate at the bottom. Things have to hit rock bottom become they come back up. You can capitalize on that. It was risky and things were rough. Like me, quotes were in Scott’s mind: “Nothing great is easy” and “Debt equals drive.” Those helped him. He had this epiphany and ran with it.

Similar to the money epiphany I had in 2017. Once I figured out a way to save more, I began to do so massively. Start where I was at and work my way up. I started by saving $50 a month and then slowing increased my savings every day or month. Now, I save over $13,000 a year and increase that number every year.

Finance Lesson 103: Best time to start a business is in an economic downturn as fortunes are made in bad economies. For instance, when the stock market crashes, that is the time to buy.

COLLEGE DROPOUT TURNED MULTI-MILLIONAIRE REAL ESTATE INVESTOR

Image result for scott yancey porsche

“I’m not a college graduate.” Scott told Vegas Seven. “I went to probably five colleges, and I dropped out of them all. I have ADD. I didn’t come from money. But you don’t need money to be a real estate investor, and that’s what I teach people. I did my first land deal on my own without any of my own money, and I netted $2.3 million. I can relate to most of the people who write to me and say, ‘I’d love to do what you’re doing. I don’t like my job, but I don’t have any money.’ Great, you don’t have to. You’re right where I started.”

Scott was hired as a real estate runner for a real estate attorney named Walther (Walt) J. Plumb III. His salary at that time was $5/hour. Walt ultimately became Scott’s mentor. He also convinced Scott to get his real estate license as his last 3 runners had all become millionaires. He ended taking his advice and making so much money in real estate, that he left college. He was making hundreds of thousands of dollars, which is a lot of money for a guy in his 20s.

He was making so much money for Walt that he decided to strike out on his own.

The $2.3-million-dollar deal allowed him to pay off all his credit cards and buy the care of his dreams, the Porsche. And put a million in the bank. He used his big payday to pay off debt. This is similar to what John Legend did.

See my post Money advice I got from John Legend

You can also regularly hear Scott complain about amateurs on his show.

In an interview with the Vegas Sun, Scott said, “but I think there are a lot of amateur-type flippers who have gotten in in the last little while, and they have short fuses because they’ve borrowed money to their properties. Scott usually pays all cash.

This is what Warren Buffet says about borrowing: “I’ve seen more people fail because of liquor and leverage – leverage being borrowed money.”

This is what I said about borrowing.

See my post Don’t take money too personal

He says, “if you don’t know what you’re doing, leave it to the professionals.”  He stills relies on him and asks his mentor for advice. Looking up the couple net worth online yields results of $5 million each.

Finance Lesson 104: You can be successful without college. However, you need to decide early and when you are young what vocation you are going to do to try and make a living.  

THINGS WILL AND ALWAYS DO CHANGE SO PREPARE

“Flipping is great at first to generate capital, but as an investor, the goal is to take your capital and invest it in rental properties. The rental properties pay you every month. Flipping, you make one payday; you’ll make $100,000 on a good flip. [Investing] that in a rental property [can} make you $5,000 a month. … It’s a lot less work to collect a rent check than to renovate a house.” – Scott Yancey

At one point, in an interview with Vegas Seven, Scott thought that the real estate market would change as it always did. In addition, that there is a false send of high-fiving.

Image result for barney high five
Related image

Most purchases are all cash deals being done by investors. Lots of flippers have left and are out of the flipping market. People are buying and holding, which should be the real estate investor’s endgame. As far as renters for his homes go, he wants good tenants that resign every year and he only takes cash as payment. He also buys near hospitals so many of his renters are ER doctors and nurses. Basically, those with steady reliable incomes and paychecks.

I hear that.

I also read a real estate investing book that said a great place to buy was near college campuses. Get those college rentals going. Not bad advice. Pretty similar to what Scott has done.  

I recently read that the government shutdown has closed up shop 4 times within the last 10 years. That is a huge problem for RE owners. Especially, if this trend keeps up and considering that furloughed contractors don’t get back pay when the government reopens.  

See my post America is the land of loans

Not surprising. A home is only an asset if it can or does feed you. You can only get access to the equity when it’s sold. The only other way to make money is to rent it out. Either by the unit, home, or room. If you want to start a profitable real estate business and become a landlord, then you better have the funds to handle downturns, bad tenants, vacancies, and repairs.

Finance Lesson 105: All businesses need capital.

You can take that piece of advice all the way to the bank.  

Image result for mic drop lady gif

Don’t take money too personal

Arm-Wrestling, Indian Wrestling

“I tell college students, when you get to be my age you will be successful if the people who you hope to have love you, do love you.” – Warren Buffett

I have spent the last 12 years devoting myself to the study of the wealthy.

In all that time, I learned that they are right about one thing: Money does not solve all your problems.

I thought when I finally had some money things would change. Everything would go my way.

Related image

Forget Murphy’s Law. Whatever can go wrong, will not go wrong! The money will cushion my fall. It will shield me from water, wind, and fire. I’m unstoppable. Right? Wrong.

My life actually hasn’t changed all that much. I still live in the same house, drive the same car, have the same family and friends.

So, what the heck? Where are all the trumpets and parades? I guess they’re down by the Macy’s Day Parade floats where they belong.

I know money is emotional. However, money is just a tool. It is not good or bad.  It is what you do with it. Only you can decide. As Captain Planet would say, “the power is yours.” So, be rationale.

Image result for captain planet the power is yours gif

BORROWING TO GET AHEAD

“Neither a borrower, nor a lender be; For loan oft loses both itself and friend.” – William Shakespeare, Hamlet

I understand why people borrow. It is because at the present moment they do not have the means to finance what they want or need at that particular time. That is why people borrow extensively for college.

On the opposite side of that spectrum, is to lend money.

“Before borrowing money from a friend, decide which you need most.”

However, in my observations on the task of lending, it often comes with unforeseen consequences.

You lend money to a friend or family member thinking you are just helping them out. Right?

Image result for bachelor party tom hanks gifs
Bachelor Party 1984 with Tom Hanks and Adrian Zmed

Of course, they will pay you back. Unfortunately, I have seen more situations where people do not pay back their obligations; thus, ruining relationships with creditors, family, and friends.

When you lend money to a family member or friend, you do so out of trust. If that trust gets violated, it hardly ever gets repaired. The damage is done and many times is irreversible.

Image result for barney how i met your mother the lords work

You can end up losing a friend and making an enemy such as a business associate or contractor you decide not to pay. That is not a good thing to have happen because you are likely to make an enemy with a long memory.

The way Nyssa al Ghul (played by Katrina Law) said it when talking to Oliver (played by Stephen Amell) on the show Arrow put it so succinctly. I couldn’t have said it better myself.

Image result for nyssa al ghul enemy with a long memory
Arrow on the CW

That is because people are wired to be self-serving. I do not think it is done maliciously. I believe this is for survival. Memories are self-serving. The purpose is to help you live and avoid danger. If you remember that the stove is hot, then you are less likely to get burned. Something like that.

“People tend to remember the loans they give, and forget the loans that they get.” – George Loewenstein of Carnegie Mellon University

However, Benjamin Franklin states, “Creditors have better memories than debtors.” You are supposed to pay your debts because it is the right thing to do. I’m like a Lannister, I always pay my debts.

Even if it meant for me to go without. That taught me self-sacrifice and discipline.

“Rather go to bed without dinner than to rise in debt.” – Benjamin Franklin

I feel the way Shelley Long of Cheers fame said in in the film The Boyfriend School (Don’t Tell Her It’s Me) describes this phenomenon best. Her character’s name is Lizzie and she says to her brother Gus, played by Steve Guttenberg, “People always do the right thing. When it serves their purposes.” Exactly.

Image result for shelley long the boyfriend school
Scene from the film

DO NOT COVET THY NEIGHBOR

“I think everybody should get rich and famous and do everything they ever dreamed of so they can see that it’s not the answer.” – Jim Carrey

Image result for i wish everyone was rich and famous

Personal Branding expert, TEDx Talk and Keynote Speaker Leonard Kim described the meaning of Jim Carrey’s words. He stated, “that everyone chases money, wealth, success and fame, thinking it will bring them happiness.  Once they attain it, the person sits there and thinks “That’s it?  That’s what all the hype was about?  I don’t feel happy.  I don’t feel fulfilled.  I don’t feel anything.”

This was how I felt in a nutshell.

It was such an empty feeling. It felt so hollow. The only thing I had was the relationships I had built up with people. So, I learned to focus more on relationships than money.

I have no desire to buy a Ferrari, move to an expensive zip code, buy tons of couture clothing, or start collecting valuables that may try to take the place of some void.

See my post Name Brand Labels or Fat Stakes? You decide

Material possessions have not ever made me happy. Maybe, that is why I hold on to stuff for so long and repair instead of replace. I rarely shop. I don’t need anything.

The neighbor’s do not have to worry about keeping up with or competing with me or vice versa.

Related image

I am content to simply read and write. I try to focus on building relationships and not tearing them down.  I do not want to hold grudges. Good luck to any person I have come across that we could not see eye-to-eye. I let you go with a full heart. I wish you no ill-will. I am happy being who I am.

I am more concerned with doing the common good.

Image result for barney how i met your mother the lords work

See my post on A Christmas Carol: Lessons in Finance, Business, and Life

I took a page out of another blogger’s book and focused on my goals. I would do the following:

  • Help three people
  • Read two books on finance/personal development a month
  • Research organizations to donate to

Anything is better than someone asking me this.

Related image

IT IS OKAY TO SAY NO

“The difference between successful people and really successful people is that really successful people say no to almost everything.” – Warren Buffett

I like to observe people. Nothing gives you a better predictor of future behavior than past behavior. You do not have to try and people please. It is okay to say no when someone asks you for something.

Matter of fact, it is likely that saying no may save your friendship. Unlike what Robocop said, some things are not able to be fixed such as a lost friendship. No one wants that.

Robocop 1990

You are better off giving people the money they ask for than expecting it back. If it is more than you can afford to lose, then don’t lend it. Or just lend what you can afford to lose. It is just that simple.

Who cares if people get mad? It’s your money! They shouldn’t be coming to you simply because they think you are a soft touch. I once heard Pamela Anderson say that in an interview.

Related image

Always do what is in your heart. It is the only way not to be bitter and make sure you do not live life full of regrets. Better to say no and keep the friendship and your sanity intact.

Thanks just my 2 cents.

Money breadcrumbs from the show Grimm

Image result for grimm logo

“We shall see the crumbs of bread… and they will show us our way home again.” – Hansel and Gretel by the Brothers Grimm, 1812

Breadcrumbs are a series of connected pieces of information or evidence. People often refer to money as bread. The Grimm Brothers used breadcrumbs in their fairy-tale Hansel and Gretel for the protagonists to find their way.

Money gems are being dropped everywhere. If you look hard enough. You can only find what you are looking for. So, look no further. Greenbacks Magnet is about to show you where to look. Just follow the money…breadcrumbs that is.

But first, who are the Brothers Grimm?

WHO ARE THE GRIMM BROTHERS?

Related image
Jacob and Wilhelm Grimm

“Some men are born to good luck: all they do or try to do comes right—all that falls to them is so much gain—all their geese are swans—all their cards are trumps—toss them which way you will, they will always, like poor puss, alight upon their legs, and only move on so much the faster. The world may very likely not always think of them as they think of themselves, but what care they for the world? what can it know about the matter?” ― The Brothers Grimm, The Complete Brothers Grimm Fairy Tales

The Brothers Grimm Jacob and Wilhelm, were German academics, linguists, and authors who together collected and published folklore during the 19th century. They are best known for the publication of their works titled Grimm’s Fairy Tales in 1812. The book contains 209 tales collected by the Brothers Grimm.

Some of their most famous tales include: Rapunzel, Cinderella, The Valiant Little Tailor, Snow White and Red Rose, Briar-Rose, King Thrushbeard, How Six Men Got On in the World, Rumpelstiltskin, Bearskin, The Dancing Princesses (The Worn-Out Dancing Shoes), The Four Skillful Brothers, and Hansel and Gretel.

My absolute favorite is Bearskin. A close second is the Twelve Dancing Princesses. Both tales had flair and a lot of truth in them. The antagonist in Bearskin reminds me Smeagol from The Lord of the Rings film, but that’s another story.

It has been so long since I have seen these tales, but I have never forgotten them and their theme of morality. I still use these stories as reminders to help others and do the right thing. For your entertainment, I have uploaded the videos from the Grimms’ Fairy Tales Classics from the late 1980’s. The show also ran reruns in the 1990’s.

Bearskin
The Worn-Out Dancing Shoes

The University of Pittsburgh has an online Grimm Brothers’ Home Page where you can read their classic tales. However, be forewarned that their stories did not always have the Happy Endings you are used to hearing in the more modern versions and retelling of the stories. They are, for lack of a better word, grimmer. Very different from another world-famous fairy tales author Hans Christian Andersen (1805-1875). One of his most notable works was The Little Mermaid. It was turned into a Disney film in 1989 and is also my favorite Disney movie.

Related image
The original movie poster
Related image
A picture worth a thousand words
One of the best scenes in the movie
Image result for grimm god gif

I digress, let’s get back to the real reason for this post, the television show Grimm.

WHAT IS GRIMM?

Related image

Opening: “There once was a man who lived a life so strange, it had to be true. Only he could see what no one else can—the darkness inside, the real monster within, and he’s the one who must stop them. This is his calling. This is his duty. This is the life of a Grimm.

Grimm opening credits with his introduction

Grimm is an American fantasy police procedural drama television series that aired on NBC from October 28, 2011 to March 31, 2017, for 123 episodes, over six seasons.

Image result for grimm

The story followed the journey of a Portland police homicide detective by the name of Nick Burkhardt (played by David Giuntoli), who is a Grimm. A Grimm keeps the peace and world order between humanity and the supernatural, which are called Wesen.

Image result for grimm
Nick Burkhardt played by David Giuntoli

What made this show so great was not so much just the title character, but all the characters who played his friends around him. This is one of the first and only shows where I have ever seen the supporting cast be just as important as the main character.

Image result for grimm gifs
Related image

Image result for rosalee grimm gif
Image result for damien grimm gif
Image result for damien grimm gif

Related image
One of the best guest stars on the show was Martin Meisner played by Damien Puckler.
Meisner in action.
Related image
Jaime Ray Newman as Angelina was the other best guest star on the show.
Angelina presented herself as a passionate and violent Femme Fatale, dressing in leather and provocative clothes, riding a Harley-Davidson motorcycle and she was always ready to fight.

Related image
Just a taste of what her character is like on the show. Very fiery and combative. A fighter.
https://www.dailymotion.com/video/x6uwr0y
Jaime Ray Newman episode.
Related image
Image result for wu grimm gif
Related image
Related image
Related image
Related image
Grimmsters, assemble! Catch up on last night’s all-new Grimm NOW on the NBC App!
Hilarious.
Image result for grimm cast
The Grimm cast

The show was also at times very funny. In addition, whenever the Grimm was discovered by Wesen, they would morph into their true selves and this made every episode fun, surprising, and unique.

The supporting cast consisted of the following actors: Russell Hornsby, Bitsie Tulloch, Silas Weir Mitchell, Sasha Roiz, Reggie Lee, Bree Turner, and Claire Coffee. The shows fight scenes were amazing. And the shows themes of the constant testing of morality was ever-present and consistent throughout the show just like that of the Grimm Fairy Tales. Each episode also started off with a quote from one of the Brothers Grimm fairy tales and let you know what that episode would be about.

Image result for the wolf thought to himself grimm
The very first opening show quote.  October 28, 2011.

Series opening credits

Love the intro music. It really gets your heart pumping. And the show is just as it appears.

You can see all quotes listed by season here at this website.

“When words fail music speaks. – Hans Christian Andersen

In the opening scene of the Pilot espisode, The Eurhythmics Song Sweet Dreams is playing. This song ultimately led them to solve a case they were working on. When interrogating him they got nothing. It wasn’t what the perp said, it was what he sang or hummed. Gotta love music.

Hank: What’s that song?

Nick: Sweet Dreams.

Hank: Eurythmics. One of their better. [sings] “Sweet dreams are made of these. Who am I to disagree…?”

GRIMM CAREERS

Opening quote: “I am impelled not to squeak like a grateful and frightened mouse, but to roar….” – Of Man and Mouse, Grimm, Season 1, episode 9

As you know career choice is very important, it can mean the difference of having wealth and abundance or starvation and penury. And no wants a Dickensian existence of poverty. So, choose wisely.

Get the education and training you need to succeed. However, I say do so affordably. It behooves you to do so. You could be stuck depending on others for their help and expertise when you’re in a pinch. Such as the likes of Monroe as Nick’s reluctant informant.

Image result for writing in grimm diary
The Grimm diary

Monroe: What did you just get the books tonight?

Nick: You know about the books?

Another episode, like many…

Nick: Monroe, I need your help.

“What am I, your personal Grimmopedia?” – Monroe to Nick

Related image

I say do all you can to depend on self. You will always have your own back. Otherwise, you have to depend on others for their help to remain relevant in the workforce.

Monroe: Hello?

Nick: Hey, it’s Nick?

Monroe: How did you get my new cell phone?!

Nick: Are you kidding me? I’m a cop.

Too funny.

Related image

And don’t put all your money in the company stock.

Image result for grimm gifs

It could go bankrupt and you could end up with nothing. Worse yet, people could leave you to clean up their mess or you could be left holding the bag. One word: Enron.

Do not walk, run down to your HR department and make sure they offer investments other than stock options mostly in their firm. Demand to have more options if you don’t. If not, open a Roth IRA and pick funds outside your company. Be aggressive. It’s your money dammit.

I think of myself like Brad Pitt said in the movie Troy, “We are lions.”

Image result for brad pitt troy we are lions

I am a lioness. I go for the gold. If one thing does not work, I get to work finding another way or pick another path.

To be successful, you must adapt. Like the Navy Seals were taught in that movie Heartbreak Ridge; Navy SEALs Learn To Adapt, Improvise and Overcome. Special Forces (United States Army) has a motto: De Oppresso Liber. Which is Latin for “to free from oppression” or “to liberate the oppressed.” The United States Navy Seals mottos are: “The Only Easy Day Was Yesterday”, “It Pays to be a Winner.” Seeing a theme here.

Your greatest asset is your mind and your ability to work. Earning is what will help you build wealth. You cannot save money, if you have no money.

You know who else agrees with me? Rambo. Check out the scene for yourself here.


Sylvester Stallone as John Rambo “I always believed that the mind is the best weapon”

Although, a fictional character, Rambo was trained in Guerilla warfare. His objective was to win. However, he still had a moral obligation to help others and he did. In life people make choices, he made his. You will have to decide for yourself what is important to you because when it is, you will find a way.

Below are the careers of the cast of characters on the show and their median salaries according to the U.S. Bureau of Labor Statistics, Payscale, or Glassdoor, which are the following:

Nick Burkhart – Detective ($65,860)

Hank (Nick’s partner played by Russell Hornsby) – Detective (65,860)

Wu (played by Reggie Lee) – Sergeant ($69,685)

Juliette (played by Bitsie Tulloch) – Veterinarian ($106,770)

Monroe (Nick’s right-hand man played by Silas Weir Mitchell) – Woodworker ($30,192)

Sean Renard (Nick and Hank’s police captain played by Sasha Roiz) – Captain ($80,593)

Rosalee (Monroe’s wife played by Bree Turner) – Retail shop store owner ($38,000)

Adalind Schade (played by Claire Coffee) – Lawyer ($114,000)

GRIMM INHERITANCE

Image result for the grimm trailer
The infamous trailer.

“One feather is of no use to me, I must have the whole bird.” ― Jacob Grimm, The Complete Brothers Grimm Fairy Tales

According to the book The Millionaire Next Door, 80-86% of millionaires in America are self-made. Most wealth is earned. Meaning less than 20% inherit their wealth. This is down from a high of 50% or more who did so around the early 1900’s.

In the show, his aunt comes to visit to pass down to him his birthright. A trailer full of artifacts, heirlooms, and antiques that are priceless as they are irreplaceable and is full of Grimm and Wesen lore. It comes in handy throughout the series. And don’t forget the key.

This shows that what a family member does in the past can be of significant value to their loved ones in the future. Work hard today to help your future generations tomorrow. Case in point, Nick was always consulting with the books in the trailer as a guide to help him in the show. Without the books, he would have been lost. Had he been left to fend for himself, there could have been dire consequences.

However, in the present day, most people are not receiving large inheritances at all, if any. You are better off figuring out a profession prior to even starting college. You can look for one that pays well such as business, accounting, and engineering or are of interest to you.

WHAT MONEY BREADCRUMBS ARE THERE?

“Hansel took his little sister by the hand, and followed the pebbles which shone like newly-coined silver pieces, and showed them the way.” ― Jacob Grimm, Grimm’s Fairy Tales: Complete Edition & Over 200 Fairy Tales

Take a look around you. Who do you see doing well? Study what they study. Read what they read. Find out what they are doing? But make sure its legit and legal.

Image result for the grimm book nbc
Related image

What products are selling like hotcakes off the shelves? Invest in that company.

I’m sure you catch my drift.

Look for clues. Success leaves clues.

PRETTY GRIMM TO HAVE NO INHERITANCE

Related image

Opening quote: “‘No,’ said the King. I’d rather die than place you in such great danger as you must meet with in your journey.” – The Water of Life, Grimm Brothers from the Grimm episode The Inheritance

One episode showed Adalind meeting with a lawyer about her mother’s estate. Not only did her mother had no assets, but she hadn’t paid her taxes in like six years. In addition, her storage unit was only paid up to the end of the month. After, that her stuff would be auctioned off or thrown away. This is all too common nowadays.

Like I said before, most people do not receive inheritances and if they do, it is not likely to be more than a few thousand dollars. You are better off working to build your own fortune. Then it will not matter what other people do with their money.

A GRIMM PRICE TO PAY

Related image

Opening quote: “For me there are neither locks nor bolts, whatsoever I desire is mine.” – The Master Thief, Grimm Brothers

Image result for grimm quotes

Another episode showed that more artifacts were found that belonged to a Grimm in Europe. When Monroe’s uncle offered to sell it to Nick he asked for something like $250,000. Nick didn’t have that kind of money. Especially, on a cop’s salary. That’s a lot of money.

Monroe said that to his uncle. He said that was his price and left.

Not being able to get your hands on a significant amount of cash fairly quickly is a way to miss out on opportunities. You should always have liquid cash in savings or a stash you can tap for emergencies. I started my emergency fund with $25. My rainy day fund now consists of me saving over $14,000 a year. I learned how important having a money stash from the fictional character Scrooge McDuck.

See my post Money Lessons I Learned from Scrooge McDuck

GRIMM MOVE

Opening quote: “It is not light that we need, but fire.” – Season 5, episode 1, The Grimm Identity

Lots of fight sequences happen at Nick’s house. So many that Monroe told Nick he should move.

Related image

I gave Monroe the slow clap. I had been thinking that very thing for like 2 seasons. Too many people knew where he lived.

There are times when jobs dry up. Factories and businesses close. Like they said in the old days: Go West, young man! Or There’s gold in them there hills! That lit a fire under mens a$$es to move with a sense of urgency.

To get a fresh start, you may need to move. Move where the jobs are.

Starting a business? Move where capital is plentiful and free flowing.

The operative word: Move.

GRIMM FOSTERING THE PEOPLE

Image result for grimm nobody knows the trouble

Opening quote: “Nobody knows the trouble I’ve seen, nobody knows my sorrow.”

319-Quote

One of my favorite characters in the show was none other than Teresa “Trubel” Rubel played by Jacqueline Toboni.

Related image

She was a runaway that would be taken in by Nick. She is also a Grimm. The show got a whole lot more interesting and fun when she came along.

Related image

“Nobody Knows the Trubel I’ve Seen” is the 19th episode of season 3. It aired on April 25, 2014. This is Trubel’s first appearance on the show.

https://www.dailymotion.com/video/x6h924r

Throughout her time on the show, money was a constant stressor of hers.

Image result for trubel grimm sunglasses
Related image

For instance, she did some of the following:

  • Stole a pair of boots
  • Stayed in cheap motels
  • Asked for money for food
  • Did not want to take handouts

In another episode, she helped stop an illegal teen shoplifting ring. She herself was basically living in foster homes and on the streets until she met Nick. One of my favorite scenes was when she stole that pair of boots. It was very slick.  

Well, we have come to the end of this post. I hope you enjoyed it as much as I did writing it. There was nothing like this show.

I am a huge fan of the show Grimm. I miss it.

I still watch the show on demand. If this post piqued your interest in the show, check it out.

Related image