All posts by Greenbacks Magnet

I grew up in the Washington DC metropolitan area and have been working in the financial services and lending industry for over a decade. I earned a bachelor's degree in psychology and master's degree in distance education from the University of Maryland University College.

Dwayne Johnson: The Rock Solid and The Fast and The Furious Way To Make Millions

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“Success isn’t always about ‘Greatness’, it’s about consistency. Consistent, hard work gains success. Greatness will come.” – Dwayne Johnson

Well unless you have been living under a Rock, then you have heard of the name Dwayne “The Rock” Johnson.

One of the most successful wrestlers to come out of the WWE of all time.

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The Rock is an inspiration to millions with his good attitude, humility, and great sense of humor. One of the hardest working men in show business today.

If there is a movies coming out, then The Rock either auditioned for, saw the script, produced, or is starring in it. I mean the guy has a movie coming out like every two weeks!

He recently made headlines in January 2019 for not getting cast in Crazy Rich Asians?!!

As he worked with the film’s director, Jon M. Chu, in the 2013 sci-fi action film “G.I. Joe: Retaliation,” with Bruce Willis.

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Regardless, The Rock isn’t low on cash by any means.

He has an estimated net worth of over $150 Million.

On my continued journey toward studying the self-made, the man du jour is Dwayne Johnson.

Full Disclosure: I located numerous interviews, read magazine articles, and reporting on The Rock. One of the best came from Wonderwall.

So here we go.

Get your popcorn ready cause this is a long one.

I’m about to open up The Rock’s wallet and give you a peek inside.  

Let’s smell what The Rock is cookin’ in his bank books shall we?

THE ROCK BEGINS: CAUGHT BETWEEN A ROCK AND A HARD PLACE

Dwayne Johnson, was born in California on May 2, 1972. Although he grew up poor in Hawaii, he is now one of the richest men in Hollywood, but the poverty he faced during his childhood is never far from his mind.

Case in point, On Thanksgiving 2017, The Rock revealed in a lengthy Instagram post that “there was a time back in ’87 when we couldn’t even afford Thanksgiving dinner and [were] praying someone would invite us over their house to eat.”

Due to his father’s work as a professional wrestler, the family was constantly in flux and bouncing around from place to place.

Wrestling is in The Rock’s blood.

Wrestling is actually the Johnson family business — his father Rocky Johnson was a star in the 1970s and ’80s, while his Samoan grandfather Peter Maivia was famous in the 1960s.

As his mother was unable to keep a steady job because of this, they went through hard times.

HARD KNOCK LIFE

In another IG post, in May 2015, the wrestler-actor revealed on Instagram that “when I was 14yrs old we were evicted out of our apartment in Hawaii ’cause we couldn’t afford the $180 per week rent.”

In 2014, he told The Hollywood Reporter that a week before they were evicted, he watched his mother’s car get repossessed. He reportedly added to her troubles by joining a theft ring that targeted affluent stores in Waikiki.

In addition, he stated in another interview that they were so broke that his mother doesn’t remember walking out into incoming traffic before he pushed her out of the way.

It was at that moment he decided to make changes in his life. He said to himself, “What can I do with these two hands?” That is when he decided to start working out.

“The successful men I knew were men who built their bodies.” – The Rock

He also stated while growing up people thought he was a girl and that they referred to him as one “all the time.”

KICK ROCKS

“I’ll never, ever be full. I’ll always be hungry. Obviously, I’m not talking about food.

Growing up, I had nothing for such a long time.” – The Rock

The Rock is now one the biggest movie stars in the world. But before the A-list super-stardom and even before his WWE debut, Dwayne Johnson was just a guy that was down on his luck.

He decided that he wanted to play football. He worked tirelessly and gave everything he had to the sport. His hard work paid off.

Johnson was a promising football prospect and received offers from many Division I collegiate programs. After finishing high school in Pennsylvania, he went on to play college football. He decided on a full scholarship from the University of Miami, playing defensive tackle. In 1991, he was on the Miami Hurricanes’ national championship team.

The 6-foot-5, 290-pound Johnson started only once, appearing in 39 games with a total of 77 tackles and 4.25 sacks. With muscles on top of muscles, he was a sight to behold. He was a physical specimen from Day 1.

It was once quoted about The Rock, “He was a jack-of-all-trades, but only a master at wrasslin’.

Ed Orgeron, University of Miami defensive line coach (1989-1992), once had this to say about The Rock.

“His uncle was Jimmy Snuka, he came from a wrestling family. So we knew about that.

“I remember one-day walking off the field, he hadn’t had a good day and I said something like, ‘You know, Dwayne, you should just become a wrestler.'”

Warren Sapp, NFL pro football 2013 Hall of Famer, said this of playing football with The Rock.

“So we used to joke with him by saying, ‘When you get done with football, you’re going to go into wrestling, right?’

“And he’d say: ‘Damn right, bitch.’

Everyone always had the same thing to say about Johnson, he was charismatic, humble, and down-to-earth.

The Rock would go on to complete a bachelor of general studies degree. But his football career was coming to an end around the same time his academic career did.

WRESTLING WITH $7 BUCKS

“1995. $7 Bucks In My Pocket. I Knew Two Things: I’m Broke As Hell and One Day I Won’t Be” – The Rock

In 1995, Dwayne Johnson signed with the Canadian Football League’s Calgary Stampeders at a yearly salary of $35,000. According to The Hollywood Reporter, after just two months, he got knocked down to the practice team, which paid just $250 a week.

That had to hurt!

During that time, he reportedly shared a two-bedroom apartment with three other players, “eating ramen noodles and spaghetti and sleeping on a filthy mattress he had found ditched outside a pay-by-the-hour sex motel,” wrote THR. When he was cut from the team not long after that, he had just $7 to his name.

This is when he decided to become a wrestler. He begged his father to show him the ropes. Get it 😉

Dwayne Johnson made his WWE debut in 1996, becoming the first third-generation wrestler in the league. (His father, Rocky Johnson, and his maternal grandfather, Peter Maivia, were both professional wrestlers.) He quickly became one of the sport’s biggest stars. According to Fortune, during his second year in the WWE, The Rock made enough money to accomplish a childhood dream: He bought his first Rolex. (He smashed the $35,000 timepiece in the ring just a week later.)

I mean, wow!

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“When You Walk Up To Opportunity’s Door: Don’t Knock It. Kick That Bitch In, Smile and Introduce Yourself” – The Rock

Dwayne Johnson officially transitioned to Hollywood in 1999, the year he played a version of his father, wrestler Rocky Johnson, on “That ’70s Show,” where he got to act out with Topher Grace as Eric Forman.

The following year, he channeled his wrestling alter ego (complete with cocked eyebrow) to portray an alien gladiator on an episode of “Star Trek: Voyager.” A month later, he hosted “Saturday Night Live” for the first time. Each of these television appearances — as well as a few others — helped him prove his acting chops and win fans outside of the wrestling world.

The people’s champ was becoming the acting champ.

Things started really moving steadily from there for The Rock.

In 2000, Dwayne Johnson released his memoir “The Rock Says…,” which debuted at No. 1 on The New York Times bestseller list.

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Keep in mind, Writing isn’t generally a high-paying gig—unless you happen to be the top-selling author.

Fun Fact: While this gains the coveted “NYT BESTSELLER” status for the authors, it doesn’t net a lot of money. There are weeks in the year where you can make the NYT list with as few as a couple of thousand sales.

According to Career Trend, Given the royalties of a standard contract, an author selling 20,000 books priced at $25 would earn $65,625 the first week on the “New York Times” best-seller list. This is not quite the millions superstar authors bank, but if the book continues to sell, these earnings add up to an impressive income.

Then The Rock hit pay dirt. He booked a starring role in a major Hollywood film.

 In 2001, Dwayne Johnson made his feature-film debut as The Scorpion King in “The Mummy Returns.” He reportedly banked $500K for his brief appearance in the action-adventure sequel to 1999’s “The Mummy.” His work in the film was so popular, he scored his own spinoff.

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THE BUSINESS OF BEING THE ROCK

The Road To Success and Greatness Is Always Paved With Consistent Hard Work. Outwork Your Competitors, Be Authentic And Above All Else. Chase Your Greatness” – The Rock

Dwayne “The Rock” Johnson rose to fame thanks to his exploits in the pro wrestling ring and got his first big break in the movie business as the Scorpion King in 2001’s “The Mummy Returns.”

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He holds the Guinness World Record for highest paid for a movie debut, as he received a $5 million-dollar paycheck for his role.

In 2004, Dwayne Johnson left the WWE to focus on his Hollywood acting career. The following year, he earned raves for his performance as a gay cowboy bodyguard and aspiring actor in “Be Cool.” Further signaling his transition from professional wrestler to serious actor, he was credited as Dwayne “The Rock” Johnson instead of just “The Rock” for his work in 2006’s “Gridiron Gang.” With 2008’s “Get Smart” — at the urging of his agents at CAA — he officially changed his stage name to Dwayne Johnson.

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CAA, short for Creative Artists Agency, is also one of the biggest entertainment agencies in the world.

GIVING BACK

“I Like To Use The Hard Times in The Past, To Motivate Me Today” – The Rock

In 2006, Dwayne Johnson and then-wife Dany Garcia, who fell in love while they were students at the University of Miami, donated $2 million to their alma mater to help fund a renovation to the school’s alumni center. In 2007, they donated $1 million to the college’s Football Facilities Renovation Fund, which was reportedly the largest donation ever from a former student to the university’s athletic department. The University of Miami renamed their football locker room in his honor: It’s now the Dwayne “The Rock” Johnson Football Locker Room.

If that is not karma coming full circle, then I do not know what is! From getting cut from a football team to having a university athletic department named after you. Totally badass!!!

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PERSONAL DIFFERENCES

In 2008, Dwayne Johnson and college sweetheart Dany Garcia divorced after 10 years of marriage and one daughter, Simone. The same year they split romantically, Dany became her ex’s manager. “I was already deeply involved with his agents, I was already commenting on scripts. It was a very natural conversation, where he just said to me, ‘I would love for you to do this full-time,'” she told Marie Claire in 2017.

PERSONAL DIFFERENCES ASIDE, KEEP ON TRUCKING…ALL THE WAY TO THE BANK

In 2010, Dwyane Johnson portrayed star police officer Christopher Danson in “The Other Guys.” He reportedly earned $9 million for his role in the action-comedy…. even though (spoiler alert!) his character gets killed off just 15 minutes into the movie.

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Dwayne Johnson executive produced the 2010 documentary “Racing Dreams.” The film, which centers around young drivers chasing the kart racing championship title, marked The Rock’s debut as a producer.

I mean, does this guy ever stop working?!!! Now he’s a producer.

In 2011, Dwayne Johnson parted ways with CAA, whose agents had urged him to distance himself from the wrestling world. He signed with WME and legendary agent Ari Emanuel (on whom Jeremy Piven’s “Entourage” alter ego, Ari Gold, is based), and officially returned to the WWE that February.

You see that. He trusted his instincts and listed to himself, not just the advice of his management team. Others may help you along your journey, but ultimately you make the final decision. ALWAYS!!!

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He appeared in a number of big WWE events over the course of the next few years and, according to some reports, banked $3.5 million per year for his efforts. Apparently, he was worth every penny: “We set pay-per-view buy-rate records and attendance records each time,” he gushed to Fortune of his big return to the WWE. In April 2016, the league confirmed that WrestleMania 32 set a new attendance record for the WWE with 101,763 fans in the crowd at AT&T Stadium in Arlington, Texas.

Would you look at that?

Setting records. Smacking down candy asses. Being eye candy. Raising eyebrows and rising paychecks.

That is my description of The Rock!!

FAST AND FURIOUS MONEY

“Let Actions Do Your Talkin For You, (Unless You’re Telling A Good Dirty Joke)”

In an Essence magazine article, he was asked what he was wearing while talking over the phone. His answer: A thong. Backwards. 🤣Your boy has got jokes!!!

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The Rock is now taking life a quarter mile at a time.

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In April 2011, Dwayne Johnson made his film-franchise debut as Luke Hobbs in “Fast Five.” At the time, the fifth installment in the “Fast & Furious” franchise had the top opening weekend of any film ever to open in the month of April, though that record has since been beat. He went on to appear in the next three films in the series and has become such a fan favorite that he and Jason Statham scored their very own spin-off movie, “Hobbs and Shaw,” which is scheduled for release in the summer of 2019.

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SEVEN BUCKS PRODUCTIONS

In 2012, Dwayne Johnson and ex-wife Dany Garcia co-founded their own production company, Seven Bucks Productions — a nod to that time the wrestler-actor found himself with just $7 to his name after getting the boot from the Canadian Football League. The company has produced several of The Rock’s recent films including “Jumanji: Welcome to the Jungle,” “Baywatch,” “Rampage” and “Skyscraper” as well as the TV shows “Ballers,” “The Hero” and “Wake Up Call.”

One of my personal favorite television shows I have ever seen The Rock do was the show “Wake Up Call.”

Dwayne ‘The Rock’ Johnson: At 23, I Had Only $7 In My Pocket — Then I Turned My Life Around

According to Business Insider, “In TNT’s new show “Wake Up Call,” Dwayne “The Rock” Johnson lends a helping hand to everyday people who are facing enormous challenges in their lives. From dysfunctional homes and dead-beat dads to sports teams that don’t gel and businesses struggling to survive.”

MILK DOES A BODY GOOD

Dwayne Johnson starred in a commercial for the “Got Milk?” campaign that debuted during the Super Bowl on Feb. 3, 2013. He appeared in more advertisements for the campaign later that year.

He’s steady cashing them checks!!!💰 Cha ching! 😂

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Dwayne Johnson made his reality TV debut on the TNT competition series “The Hero” in June 2013. He hosted all eight episodes of the short-lived show. The following year, The Rock returned to the network with the eight-episode series “Wake Up Call,” which tracked his efforts to help average Americans transform their lives. His third stab at reality TV, “The Titan Games,” is scheduled to debut on NBC in January 2019. According to an official synopsis, the competition series (which is in the vein of “American Gladiatiors”) is inspired by the wrestler-actor’s “desire to motivate global audiences to reach their potential both mentally and physically.” Hopefully it fares better than its predecessors!

You can say that again. He’s been cancelled more times than checks!

BLOOD, SWEAT, AND RESPECT

“Blood, Sweat and Respect. First Two You Give, Last One You Earn” – The Rock

According to Fortune, movies in which Dwayne Johnson appeared made $1.3 billion at the worldwide box office in 2013 — more than any other actor that year. To be fair, he starred in four movies that debuted in 2013: “Snitch,” “G.I. Joe: Retaliation,” “Pain & Gain” and “Fast & Furious 6” (pictured).

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My absolute favorite film in The Fast and The Furious franchise is Fast Five. It earned over $500 million in box office receipts. It set the stage for the billion-dollar franchise. This was a huge record at the time in 2011 for the film and The Rock most certainly helped put butts in those theater seats!

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In 2014, The Rock starred in Hercules. It was a big budget film that cost $100 million USD to make. It grossed over $244 million at the box office, but was not the money maker studios would have liked.

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To be fair, I saw the film. I thought it was excellent. Solid performances by The Rock and the whole cast. My absolute favorite was Ingrid Bolsø Berdal. She was outstanding in the film. She was the Legolas of the film. You know the role that made Orlando Bloom famous in The Lord of the Rings franchise.

You know how it goes: “One Ring to rule them all, One Ring to find them, One Ring to bring them all and in the Darkness bind them.”

Or DC Comic Universe’s The Arrow.

Like Jennifer Lawrence in The Hunger Games, she too uses a bow and arrow. You know it is always the coolest party people that use the infamous bow and arrow and that is because it takes REAL skill.

“With Drive And A Bit Of Talent, You Can Move Mountains” – The Rock

In May 2015, Dwayne Johnson starred as a rescue helicopter pilot in “San Andreas.” He reportedly banked $25 million — the biggest paycheck of his career so far — for his role in the disaster flick. There are reports that the box office hit will get a sequel, though no moves have been made yet on the project.

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Alas, as of this writing, it doesn’t look like the movie pulled in enough dough to make that happen.

“Ballers” debuted on HBO in June 2015. According to Variety, Dwayne Johnson makes $650K per episode of the series — more than any other actor makes on TV aside from the five main stars of “The Big Bang Theory,” who each bank $900K per episode of the CBS sitcom.

As of this writing, The Big Bang Theory (TBBT), will be ending and going off the air in Spring 2019. This stems from Jim Parsons’ decision to leave the series at the end of the season if the show were to be renewed for a thirteenth season. The series will conclude with an hour long finale consisting of two back-to-back episodes on May 16, 2019.

In October 2015, Dwayne Johnson announced that he’d signed on to promote Ford’s service departments. Since then, he’s appeared in several ad campaigns for the motor company.

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In November 2015, Dwayne Johnson reportedly donated $1,500 to a shelter puppy who’d been named after him. The 4-month-old pooch required expensive medical treatment for a heart murmur.

THE BRAHMA BULL GETS INK AND INKS A DEAL WITH UNDER ARMOUR

“Success at anything will always come down to this: Focus & Effort, and we control both.” – The Rock

The Rock’s iconic tattoo.

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The tattoos are beliefs of his ancestors from his father’s side and mothers sides. His black culture, his Samoan culture, all cumulates in a belief that the spirit of his ancestors is protecting his family. These tattoos represent great struggle and about overcoming them.

The tattoo on his body comes down to 3 things; his family, protection of his family, and about having a true warrior spirit forever.

Dwayne Johnson launched his partnership with Under Armour in January 2016. The first item from his collaboration with the athletic brand, a duffle bag, sold out within 24 hours. Since then, he’s released everything from clothes and wireless headphones to sneakers through his Project Rock collection for Under Armour. On May 28, 2018, The Rock’s Project Rock 1 shoes for Under Armour sold out in 30 minutes.

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NO FREE APPLE iPHONES OR APPS

Remember in my last post, when I talked about Taylor Swift putting Apple iTunes on blast about free music? No? That’s ok. Here’s the link 😉

Well, now The Rock is working with Apple.

In May 2016, Dwayne Johnson launched an iPhone app, The Rock Clock, that’s essentially an alarm clock that wakes up users with exclusive inspirational video messages from the actor-wrestler. Users can also sync their alarms with The Rock’s so that they too can rise and shine at 4 a.m. every day to start their daily fitness routines. “Our goal was create a free, direct, uncomplicated, cool, motivating app to help us all get after our goals every morning,” the superstar explained on Instagram.

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And remember this? iPhone 7 | The Rock x Siri Dominate the Day | Apple. If you look closely, you will see that fannie pack pic of him while he ‘s driving the Lyft car!!! 😂And in the video his manager calls him DJ. I would love an uncle DJ that can treat me to an ice cream anytime!

AND YOUTUBE

In July 2016, Dwayne Johnson launched his own YouTube channel. Original series on the channel include the cooking show “What The Rock Is Cooking” and “Millennials: The Musical,” a collaboration with “Moana” co-star Lin-Manuel Miranda.

In January 2017, Dwayne Johnson launched Seven Bucks Digital Studios, a branch of his Seven Bucks Productions focusing on developing new original online content.

In April 2017, Dwayne Johnson returned to the role of Luke Hobbs in “The Fate of the Furious.” The eighth installment in the beloved “Fast & Furious” franchise opened worldwide to more than $541 million. At the time, it was the largest global opening of any film ever. (“Avengers: Infinity War” broke the record the following year.)

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In July 2017, Dwayne Johnson starred in an ad campaign for Apple’s iPhone 7 and Siri titled “The Rock x Siri Dominate The Day.”

In September 2017, Dwayne Johnson and ex-wife Dany Garcia launched Seven Bucks Creative, a creative ad agency within their production company, Seven Bucks Productions. In March 2018, the company released its first campaign: two videos promoting The Rock’s Project Rock collection for Under Armour, naturally!

In December 2017, Dwayne Johnson headlined “Jumanji: Welcome to the Jungle.” The reboot of the original 1995 family action flick “Jumanji” was a surprise sleeper hit, becoming Sony’s highest grossing film of all time domestically. It trucked along at the box office for months, becoming the first movie since 1998’s “Titanic” to open in December and top the box office in February. All in all, the film was so successful, Sony ordered another installment in the series for late 2019.

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RAKING IN THE DOUGH BY THE TRUCKLOADS

In February 2018, before writer-director Rawson Marshall Thurber had even penned a script, Universal and Legendary teamed up to win a bidding war for “Red Notice,” which Rawson describes as “a big international heist picture, that is tonally in the vein of ‘Ocean’s 11’ meets ‘True Lies’ by the way of ‘Thomas Crown Affair.'” The two studios agreed to finance the film at $160 million based on a pitch meeting and the fact that Dwayne Johnson is attached to star. (According to Deadline, the deal is the largest for a studio movie in Hollywood so far this year.) The Rock will reportedly bank $22 million plus backend to play “an Interpol agent who is tasked with catching the most wanted art thief in the world.”

In mid-July 2018, Forbes released its list of the world’s 100 highest paid entertainers. Dwayne Johnson came in at No. 5 behind Floyd Mayweather, George Clooney, Kylie Jenner and Judge Judy. “The former wrestler tallied the highest ever acting take-home in Celebrity 100 history, thanks to giant upfront paychecks and a cut of profits on blockbusters including ‘Jumanji: Welcome to the Jungle.’ A huge social following allows him to negotiate an extra seven figures atop his standard contract for promotion, helping nearly double his 2017 earnings,” wrote Forbes. So how much exactly he is taking home in 2018? A whopping $124 million.

At this point, he is making money hand over fist. Just genius right there with his negotiations. I have no words.

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Dwayne Johnson’s generosity is practically legendary. In late July 2018, he took to Instagram to share a video of himself surprising his longtime stunt double (and cousin) Tanoai Reed with a new truck. “Not only does Tanoai represent our family and my career with relentless commitment and passion. He also represents an entire Hollywood stunt community that is truly the backbone of our business,” The Rock wrote in the caption. Giving thanks where it’s due? That’s good business! Over the years, the wrestler-actor also bought a Lamborghini Gallardo for one of his cousins, a Cadillac Escalade for his dad, a Cadillac truck for his mom, a Honda Civic for another cousin, a Lexus SUV for yet another cousin, a Ford F-150 for an uncle and another Ford pickup truck for his longtime housekeeper.

As of August 2018, Dwayne Johnson is the most followed male entertainer on Instagram with 112 million followers.

As of this writing, he now has over 136 million followers on Instagram. He is the king of Insta!!!! He is the undisputed, follower for follower, heavyweight champ of IG!

Two snaps for you Dwayne!!! You Rock!!

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 He’s the seventh-most followed celebrity behind Selena Gomez, soccer star Cristiano Ronaldo, Ariana Grande, Beyonce, Kim Kardashian West and Kylie Jenner. According to Forbes, The Rock “insists on a separate seven-figure social media fee” for every movie in which he appears.” Basically, his social media accounts are worth millions in marketing and advertising dollars.

And that ladies and gentleman is how The Rock built his empire.

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Here is his formula: Blood, Sweat, and Respect + Hard work and Consistency = Success.   

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And that’s how it’s done.

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Money and Chocolate: Life Lessons from the film The Witches

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The most sophisticated people I know – inside they are all children. – Jim Henson

If you ever saw the film Willy Wonka and the Chocolate Factory, then you know how much people love chocolate. And it can be a goldmine business or chocolate mine depending on how you look at it. 😉 People were losing their minds to get that golden ticket.

Chocolate Mania had swept the nation! 😂

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It was pure marketing genius. They even commented on that in the film. Wonka was making a mint selling those chocolate bars. It’s all about marketing folks!

It’s sort of like Patron. They don’t have the best tequila; they just have the best marketing. Get that money.

Just look at all the money the candy business makes! Billions!

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Here are some of the top chocolate companies in the world.

1. Mars Inc., McLean, VA., USA.

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2. Mondeléz International Inc., Deerfield, Ill.

Largest Chocolate Manufacturers

3. Nestlé SA, Vevey, Switzerland.

Largest Chocolate Manufacturers

4. Ferrero Group, Alba, Italy.

Largest Chocolate Manufacturers

5. Hershey Foods Corp., Hershey, Pa., USA.

Largest Chocolate Manufacturers 2019

6. Meiji Co. Ltd., Tokyo, Japan.

Largest Chocolate Manufacturers

7. Chocoladenfabriken Lindt & Sprüngli AG, Kilchberg, Switzerland.

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The confectionery business is big money. These companies are raking in billions of dollars.

Did you know Snickers earns more than $2 billion by itself annually?

The Маrѕ fаmіlіеѕ аrе thе оwnеrs оf thіѕ соmраnу thаt ореrаtеѕ wоrldwіdе. Тhеу hаvе wіdе vаrіеtіеѕ оf brаndѕ іnсludіng Gаlаху, Воuntу, М&М, Тwіх, Міlkу Wау, аnd Ѕnісkеrѕ. Globally they are making bank!

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They may have even helped spread the let’s have candy at every event or holiday cheer. If not, I am sure they somehow found a way to cultivate and capitalize on Halloween and even Christmas.

Who says you need a box of chocolate on Valentines?!!! Most people don’t even eat most of it. That box of chocolates is still bought and paid for!

If you ever saw the film Legally Blond, you actually saw her do what most do with a box of variously filled chocolates. That’s right. She took a bite and put it BACK in the box!

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Reese Witherspoon in Legally Blond

Mondelez International Inc. even tried to cash in on this love of chocolate. However, they have officially abandoned its pursuit of Hershey Co., which would have created the biggest confectionery conglomerate in the world.

Now that you have some background on the business of chocolate, let’s get down to money affairs.

Back in 1990, the movie, The Witches, based on the 1983 children’s novel of the same title by Roald Dahl, was released in theaters. The movie premiered on 25 May 1990, in London and was scheduled to open the same day in the United States, but was delayed until August.

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Sadly, it would be Muppet and Fraggle Rock creator, Jim Henson’s last film.

As in the original novel, the story features evil witches who masquerade as ordinary women and hurt children. However, a boy and his grandmother need to find a way to foil and destroy them.

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The witches decide they will open up, get this, chocolate shops to lure poor unsuspecting children.

This is where the story begins.

GUARDIANS OF THE MILKY WAY GALAXY

While on vacation in Norway, eight-year-old American boy Luke Eveshim is warned about the witches, female demons with a boundless hatred for children and various methods of destroying or transforming them.

Helga, Luke’s Grandmother, becomes his legal guardian after the passing of his parents. They move to England. His grandmother is advised to take a vacation for a summer by the sea for fresh air after discovering she has diabetes.

Also staying at the hotel are a convention of witches, masquerading as the Royal Society for the Prevention of Cruelty to Children, with the Grand High Witch, the all-powerful leader of the world’s witches, attending their annual meeting under the name Eva Ernst (played by Academy Award Winner Angelica Houston).

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Really? They have some nerve naming their coven the Prevention of Cruelty to children. Hiding in plain sight like that, but open to interpretation. Yes, indeed.

Let us examine the fact that Luke had a grandmother that not only decided to raise him, but has the financial means to take a vacation by the sea.

I have it on good authority that if you try to rent a house on Virginia Beach for a week it can set you back $5,000!

I wouldn’t mind paying that if I had investments like interest earned from stocks or royalties to pay for it.

If you have $25,000, you could earn over 2 percent in a high yield savings account. That’s the ish I’m talking about right there. Making money for breathing. That is the equivalent of doing a part-time gig and earning $500 a year.

I find the idea of earning money just for having a pulse so sexy.  I find that It’s like Beyoncé says in her song Rocket. Shhh. Just listen.  To the words. Hell yeah, you the sh*t That’s why you’re my equivalent So sexy! Haha

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See my posts

How Beyonce and Jay-Z became a $1 billion couple

Earn Money with High Yield Savings Accounts

FOR THE LOVE OF CHOCOLATE

The witches are going to open up chocolate shops!

Inside a ballroom where the witches hold their meeting, Luke spies upon them as the Grand High Witch unveils her latest creation: a magic potion to turn children into mice, which they will use on confectionery products in sweet shops and candy stores to be opened using money provided by her.

They know how to make their vision a reality.

You have to chart a course and follow that path to where you want to go. What path? You just point to the top and go! That’s what I learned from Dwayne “The Rock” Johnson 😉

I have also learned that when you own something to hold onto it.

It doesn’t matter of it is a taco stand, food truck, or blog. If you own 100%, then it’s yours to do with as you wish. Hold on to as much equity and ownership in your company as possible. I learned that from Shark Tank’s Daymond John. Like McDonald’s does to its hamburgers, keep grinding.

And try to be cash heavy. Meaning stay away from debt. I learned that from Warren Buffet. 😉 They say his company Berkshire Hathaway aims to keep $1 billion or more in cash to snap up businesses and be able to make quick decisions when buying stocks.

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In addition, they say Apple does the same. The world’s first EVER $1 trillion-dollar company keeps billions in cash.  

Therefore, you should do the same and follow in their example. ALWAYS have cash reserves. NO EXCUSES!!!

Like Mr. Money Mustache once said, “Salads and barbells every day, no goddamned excuses!!!”

WE ALL WANT TO BE ROYALS

And I don’t mean Prince William and Kate Middleton.

I mean getting royalty checks in the mail.

I saw an article in which Don McLean owns only 2 stocks: Google and Amazon.

I also recently read that Don McLean continues to receive royalties off his music he wrote almost 50 years ago. Yes, this artist still makes $300,000 per year from something he created in 1971.

In the article by Sovereign Man, it retells McLean’s story.

Early spring in 1971 when an obscure American folk singer wrote a song that would change his life forever.

Sitting at a café in Saratoga Springs, New York, Don McLean scribbled the lyrics to a long ballad about an experience he had as a 13-year-old boy.

It began with a radio bulletin that said that Buddy Holly had died in a plane crash. In 1959, when this happened they called it the day the music died. The boy was crushed. But the man used this emotion to write a song that would take the world by storm.

Of course, that song was “American Pie.”

It stayed atop the Billboard music charts for more than a year. And it turned this once obscure folk singer into a global sensation.

Ah yes, the power of the pen.

More than that – McLean was immediately set for life: he still makes more than $300,000 a year from that song.

Imagine getting paid hundreds of thousands of dollars a year for something you did in 1971!

That is what stocks can do for you! That is why we must invest. Unless you can write the next hit song for Beyoncé, you must invest in the stock market to make money on your money. You already earned it and now your money works for you and this is your equivalent to getting royalties.

This story holds the key to one of the greatest business models ever invented: the idea that you can create something once and get paid on it for life.

“The idea is not to live forever, it is to create something that will.” – Andy Warhol

For more information on the price of genius and Andy Warhol, see my post The Man Behind the Mohawk: An Interview with Budgets are Sexy.

It’s the royalty business. That’s right. I did the work like 20 years ago. Now cut the check!

In case you’re not familiar with the term, a royalty is a cash payment that you receive over and over again from an asset that you created, developed, or own.

For example, songwriters collect a royalty every time a song they write is played, purchased, downloaded or streamed. Some more than others.

That is why Taylor Swift was mad at Apple iTunes for giving away artists music, such as herself, for free for three months!

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That’s why McLean still makes money from American Pie. You have to pay to play. Music that is. In this case anyway.

Royalties are also common in natural resources. Royalty companies often provide financing to oil and mining companies… and those borrowers pay a royalty on every ounce of gold or gallon of oil that the land produces.

Authors earn a royalty every time somebody buys their book. Inventors receive royalties from their patents. Why do you think Beyoncé trademarked Blue Ivy, Taylor Swift trademarked Swiftmas, and Cardi B is trying to trademark OKrrrrrrr?!!!

Patents equals paychecks.  

And people who own royalties don’t have to do anything else to make money… except cash the checks.

The powerful cashflow of this model can be incredibly appealing to investors, and there are even some companies that specialize in acquiring assets that produce royalty income.

Therefore, if you are good at something, don’t give it away for free.

Even though I am a HUGE Marvel comics fan, I actually got the last comment mentioned above from DC Comics The Joker. 😉

It’s still true though. You have to admit.

If I could, I would tap dance on Twitter, if they paid me.

Me and my lipstick confessions charge a premium for the really good stuff.

I would hand draw or smack lipstick stickers 💋on Kylie Jenner’s lip kits if she paid me $400.

Joan Rivers wrote jokes for days. She once said jokingly, that she would, “write for Hitler for $500.”

See my post on Money gems from Joan Rivers

Whatever you do that is great, DON’T DO IT FOR FREE.

That’s just my 2 cents. And I take cash, check, or charge.

I’m like the girl scouts. Out there selling those cookies. You don’t see them giving it away for FREE.

I’m just saying. Have a plan for your life and your money, then make it happen.

Don’t let anyone tell you what you can’t accomplish or do. No matter how small you are. Even if you are just a kid.

The Witches always remind of that.

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Millionaire Pets: Pets With Their Own Line Of Credit

Cat, Kitten, House, Animal, Pet, Red

After 12 years of reading about personal finance, it never ceases to amaze me all the things you can learn. I not only learn about money, but I also get a history lesson in the process.

Did you know that credit cards have only been in widespread use since the 1950’s?

Before 1950, credit was rare.

Most places did not offer much in the way of credit. They wanted cold, hard cash.

Stores may have provided familiar faces and those in the community with a store credit, but you better believe it was not a $25,000 limit!

I decided to have some fun last summer and see if I could get approved for $5,000 on some random credit card. Well, guess what? I got approved for over $20,000 in credit limits!

However, that pales in comparison to some offers that some people have claimed their pets have received in the mail. You read that right, pets!

I have read numerous books and articles where people have received credit card offers for their pets.

Come on, America! 

If the pet’s owner cannot afford a $400 emergency, as the media claims, then how is an unemployed Yorkie going to payback over $50,000. And yes, that is a limit I read one couple stated their dog received. And that was only one offer. They also received others with one being $100,000!

However, there are some pets who earn their keep and make millions for their owners.

This post, for now, will focus on how Fido is able to write checks for his own bone and chew toys that his puppy paws can cash.

MILLIONAIRE PETS

If you read my post 4 Financial Futuristic Nuggets: The Economics of the Jetsons, I discussed Millionaire Pets in that article.

Let’s take this a step further shall we and discuss real life ones!

It was recently reported that celebrity designer to the stars Karl Lagerfeld has passed away last month. He leaves behind an estimated $100 million-dollar fortune. The media was speculating that his cat may inherit a chunk of that money. Holy cow! Or should I say, MEOW!!!

In addition, Real Estate heiress Leona Helmsley left her pet dog $12 Million in 2007. The will was contested and the pet received death threats, which caused money to be diverted for security! Unbelievable! Any who, the pet ended up receiving a mere $2 million after the case was settled. That sure buys a heck of a lot of Puppy Chow!

Can you believe that?! A pet that literally has their own access to a line of credit to pay bills including for their own security guards!

See my post on The Jetsons

CREDIT CARDS: EASY MONEY THE HARD WAY 

Once credit cards started being more the norm, it exploded!

Once you turn 18, it used to be time to go down to the MVA and sign up to vote. Now, it’s when credit card offers come in the mail.

I remember when I got my very first credit card for $250! I even had a secure credit card for $500. That’s a far cry from the $20k, I was approved for last year.

After the 2008-2009 financial crisis, credit dried up faster than nail polish. They were slashing limits faster than prices at Wal-Mart! Then it slowly started creeping back up. As it stands, credit card debt is now higher than it was in 2009!  It stands now at over $1 trillion! The current outstanding revolving debt in the U.S. is $1.05 trillion.

The average debt in America has increased 18.5 percent since 2013! In 2015, the average American was in $5,700 dollars of credit card debt. As of the end of 2017, it is up to $6,354.

The laissez faire capitalism in America allows you to actually have access to $100,000 of credit while only making less than half of that.

See my post How to get access to $250,000 in credit with $0 of your own money

 Debt is crippling. It can have long lasting consequences if not handled quickly. You have to pay off debt ASAP.

A guideline I use is anything you have that is under 7%, you do not have to pay off right away if you have other higher interest debt to take care of. However, if that debt is higher than 7%, you need to attack that debt like your financial house is on fire. Your financial destiny is depending on you to get your financial house in order.

Once you have the debt paid off, then you can build your financial foundation on solid financial footing. All the money going to creditors will now stay in your bank account and can be invested.

That is how wealth is built.

College Alternatives that could save you $100,000 dollars

Yale University, Landscape, Universities
Yale University

After seeing it being reported today in the media, that there is a huge college admissions scheme involving wealthy parents (CEOs, Hollywood actors), I thought of writing this post.

I recently wrote a post called Why I Think College Should Only Be 8 Months.

Well, this post will complement that one.

A part two in a series on college.  

Let’s get right to it!

ALTERNATIVES TO TRADITIONAL FULL-TIME ON-CAMPUS COLLEGE LIFE

Here are just a few things I will throw out there. I am sure some of it is already being done, but just not on a massive scale in the United States.

Dear parents of college-bound kids,

I would like to share with you some things I have learned about college alternatives. Here goes.

FLAT-RATE TUITION. How about a flat-rate tuition to help improve graduation rates? Much like a flat-tax would probably improve the economy (and closing loopholes in the tax code), a flat-rate means that once you reach a certain amount, it does not matter how many credits you take for that semester. 

COMMUNITY COLLEGE. Community college is cheaper. You can also transfer to other state colleges without losing credits. Just be sure to find out first.

Starting at a community college or cheaper college then transferring to a bigger more expensive university is college arbitrage. You pay less, but have that flagship college on your resume.

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COLLEGE LEVEL EXAMINATION PROGRAM. CLEP – testing out of courses can save you thousands of dollars.

FLEXIBLE ONLINE LEARNING WITH STRAIGHTERLINE. StraighterLine – an online educational website that allows students to take college courses for cheaper. For example, $99 a month would allow you to take as many courses as you can handle and then transfer those credits to major universities, saving you thousands!

ADVANCED PLACEMENT. AP courses – Advanced Placement testing that could offer you college credits. One student graduated from University of Virginia (UVA) in one year and paid only $1,000! He took so many advanced courses that he came into college with 60 credits and took 18 classes in two semesters and one in the summer to graduate early.

APPRENTICESHIP OR INTERNSHIP. Pick a major early or career path and stick with it. You can always learn on the job or find other ways to learn about a career. Do an internship or shadow someone? Changing majors is costly and time consuming. Changing colleges can be just as damaging without proper planning. Avoid it at all costs.

GAP YEAR. Take a gap year and save. It is no shock that many college students get burnt out. Mainly because they did not decompress from high school. A gap year give students a chance to recover from high school before tackling college.

WHAT SOME BOOKS BY EXPERTS SAY ABOUT COLLEGE

In the book, A New U: Faster and Cheaper Alternatives to College, it states that; every year, the cost of a four-year degree goes up, and the value goes down. The book looks at alternative routes to great first jobs that do not involve a bachelor’s degree. Bootcamps, income-share programs, apprenticeships, and staffing models are attractive alternatives to great jobs in numerous growing sectors of the economy: coding, healthcare, sales, digital marketing, finance and accounting, insurance, and data analytics.

Another book called Debt Free U, I actually read this one, discusses how one student manages to graduate college on-time and with no student loans. He recommends student work their way through school. Find a place you can afford. Make a budget. And find a way to earn the money to pay for each semester. If a semester costs $3,000, then you must first earn that money before starting that semester. He says stay away from scholarships that make you pay a fee to apply. In addition, he also recommends books like The Brazen Careerist and Getting from College to Career.

College (Un) Bound discusses the four-year college experience is as American as apple pie. So is the belief that higher education offers a ticket to a better life. But with student-loan debt surpassing the $1 trillion mark and unemployment of college graduates at historic highs, people are beginning to question that value. The great credential race is having long lasting consequences. Alternatives such as MOOC’s, apprenticeships, trades, and lower cost options are discussed where you can get a top-tier education for middle-tier college prices.

There Is Life After College: What Parents and Students Should Know About Navigating School to Prepare for the Jobs of Tomorrow. Saddled with thousands of dollars of debt, today’s college students are graduating into an uncertain job market that is leaving them financially dependent on their parents for years to come—a reality that has left moms and dads wondering: What did I pay all that money for? The book offers practical guidance for how to navigate life after college.

If you can find a way to cut out taking several classes or shave entire years of college, like that guy in the example I gave above at UVA, you could save anywhere from $500 to $60,000 or more!

Think of it like this.

If going to the University of Chicago costs $50,000 a year in tuition, and you can cut out two years of college by using CLEP, transferring credits, AP credits, and internships; then you save $100,000!

Just some food for thought.

Sincerely,

Your Friendly Neighborhood Greenbacks Magnet

Money gems from Joan Rivers: How she paid off $37 Million of Debt and became a $100 Million-Dollar Funny Lady

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“People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made.”― Joan Rivers

Joan Rivers was a comedic force to be reckoned with, but it didn’t start out that way. She was born in 1933. Her parents were immigrants and even though her father was a medical doctor, he was more frugal than her upwardly mobile mother wanted.

Joan’s attitude toward money was shaped early. She saw that men managed the finances and women were financially dependent on their husbands. It would be many years later before Joan would learn that is a grave financial mistake.

On my quest to study the self-made, I decided to look into the life of Joan Rivers. I was not disappointed. You can also read some of my other posts on celebrities and money.

Gene Simmons: On Power

Rihanna from music maven to mogul

How Dave Grohl turned passion into profits

Joan wound up in $37 Million dollars of debt at the age of 54. Her grueling and formidable work ethic is the only thing that saved her from poverty. At the time of her passing, at the age of 81, Joan Rivers was estimated to be worth $150 Million.  

Here is her story.

EVERYONE LOVES A CLOWN

I succeeded by saying what everyone else is thinking. –Joan Rivers

Joan was the vice president of her high school drama club. She graduated from Barnard College in 1954 in Literature. She worked numerous jobs to support herself. Joan was a writer, tour guide, and fashion consultant.

Joan was quick-witted, very sharp, and had a penetrating and original intelligence that was like none other. A female comic was a hard living, but that is the life she chose. Her gift of gab became her meal ticket.

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Joan Rivers once said that she liked the comedy business and being a comedienne. This job had nothing to do with race, wealth, privilege, your background, religion, or gender. Either you have talent or you don’t.  

For a decade, Joan couldn’t really catch much of a break. She did learn that comedy was her gift. Even without the support of her parents, she continued her grind and gift of gags. This work ethic finally paid off in 1965. After 3 years and 7 auditions, she booked the Johnny Carson show.

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There was no stopping her now.

WORK, WORK, WORK, WORK, WORK

I hate housework! You make the beds, you do the dishes and six months later you have to start all over again.

I wish I had a twin, so I could know what I’d look like without plastic surgery.

Women should look good. Work on yourselves. Education? I spit on education. No man is ever going to put his hand up your dress looking for a library card.

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From 1965-1986, all Joan did was WORK! She wrote jokes, movie and television scripts, made guest appearances on television shows, did stand-up comedy gigs, and directed film.

If the job came with a paycheck, Joan did it. She was fearless and took on every paying gig that came her way. She even won a Grammy Award for Best Comedy Album in in 1983.

She hit the big time when, in 1986, Fox Television Network gave her a late night talk show, The Late Show Starring Joan Rivers, making Rivers the first woman to have her own late-night talk show on a major network.

However, unbelievable tragedy struck. She and her husband were fired from the show and following his death that same year, she learned she was in debt to the tune of $37 Million!

Broke, alone, and jobless for once in her life, Joan was without words. However, she did what she knows best; she went back to work.

THE FASHIONABLY BROKE POLICE

Yesterday is history, tomorrow is a mystery, today is God’s gift, that’s why we call it the present.

I was a financial idiot.

Others may be smarter than you and know how to manage your money better, but you care more.

It was in 1989, The Joan Rivers Show, which ran for five seasons, put Joan back on the map and in the driver’s seat of her financial life.

Joan designed a jewelry line, clothing and beauty products and sold them on QVC. She said that she had bills to pay as to the reason to become a celebrity entrepreneur selling products on QVC. By the time of her death, sales of her products exceeded $1 billion!

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During this time in the 1990’s, Joan wrote best-selling books, hosted television shows and won an Emmy!

Joan had charted her own path to success and financial security.

Don’t follow any advice, no matter how good, until you feel as deeply in your spirit as you think in your mind that the counsel is wise.

One of my favorite stand-up comedians is Chris Rock. I once saw an interview where he said Joan was an underrated comic.

On another interview, this is what Chris Rock said:

 You think she’s better than Robin Williams?

Yeah, well, put it this way, she could definitely follow him. That’s it. You as a reporter might go one way or the other. But put a bunch of comedians in a room and go, “Okay, who’s going to have a good set?” Who could Joan Rivers NOT follow? You’re not going to come up with anybody’s name. There’s literally no one in the world Joan Rivers couldn’t follow and blow off the stage.

It’s problematic to label her a female comedian?

You know, she did do a lot for women, but she did a lot for comedy. Please! A lot of my style is Joan Rivers. A lot! But, you know, nobody would ever say that because we don’t look alike. She’s one of the greatest to ever live!

What do you mean a lot of your style is Joan Rivers?

I mean, just watch me on any awards show telling jokes about celebrities. Who started that shit? Joan Rivers! [Laughs.]

Joan continued her grueling work schedule in the 2000’s.

The comedian hosted E!’s “Live from the Red Carpet” from 1996 to 2004 and later became a co-host on E!’s “Fashion Police,” which premiered in 2002. She did this with her daughter Melissa Rivers.

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Joan was hilarious on this show. Remember that one time she tried to give Kelly Osbourne dating advice. You don’t? No problem. I found someone on Twitter who stays well-informed on all things fashion.

Joan insisted she date an older man.

Kelly Osbourne: “I don’t want old balls, Joan.”

Joan: “Old balls roll to Tiffany’s.” 😂

In 2009, she won “The Celebrity Apprentice.” Then starred in “Joan & Melissa: Joan Knows Best?” and constantly toured doing comedy gigs and guest starring on television shows.

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THE LAST LAUGH ALL THE WAY TO THE BANK

And JOAN GOT PAID!!!!

Some of Joan’s best jokes were about money. She made a mint off of telling jokes about wealth. Smart lady!

I don’t exercise. If God had wanted me to bend over, he would have put diamonds on the floor.

The first time I see a jogger smiling, I’ll consider it.

Every woman in this room tonight: Think like a second wife. You grab and you take. You grab and you take. And when you die, whatever you got out of him you have buried on you. If the next bitch wants it, make her dig for it. 😂

I’ll write for Hitler for $500

“Elle says she and Dakota are ‘normal sisters’ who just go to school and play together…In their six-hundred-room mansion on the island they own.”

Joan even joked about marriage and divorce. Nothing was off limits!

“Half of all marriages end in divorce—and then there are the really unhappy ones.”

“I would never get married again. Never, absolutely not – but for 10 carats, maybe.” 😁😂

That reminds me of a hilarious joke I remember from the late Robin Williams.

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He said:  Divorce is expensive. I used to joke they were going to call it “all the money”, but they changed it to “alimony”. It’s ripping your heart out through your wallet.

She wrote 13 best-selling books. Her work calendar was FULL! She had gigs lined up for months.

Joan said that for her a calendar full of gigs equals happiness.

I saw in one television documentary about her that she would write all her jokes down and put them in a large file cabinet with toms of tiny draws to house her wit. She said at her age, people forget things, and that includes jokes so she writes them down.

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Joan Rivers: A Piece of Work

Her biggest money-maker was her QVC royalties. At the time of her passing, it was reported that she was earning as much as $50 million per year!

She enjoyed a lavish lifestyle. She has a Penthouse in Manhattan reportedly worth $35 million, antique furniture, rare books and other assets of valuable such as diamond jewelry and artwork.

When asked why she works so much as she can retire rich, she replied that she wanted to live lavish and opulently. She did not want to cut back. She wanted to enjoy creature comforts, spend her wealth, and help and support others with it. Working allowed her to do that.

Not bad for a woman who nobody though would make it. Underestimated, underrated, undervalued, and unappreciated in every way. But in the end, the duckling turned into a beautiful swan.

A very rich one.

So, cheers to you Ms. Joan Rivers. Joan may be gone but she’s still getting applause.

And when it comes to finances, from me she is getting a standing ovation.

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4 Financial Futuristic Nuggets: The Economics of The Jetsons

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That’s what keeps me going: dreaming, inventing, then hoping and dreaming some more in order to keep dreaming. – Joseph Barbera

This is the truth: I’d rather fail at this, whatever failure is, than waste my life doing something elses, and feeling empty. – William Hanna

If you grew up in the 1960’s through the 1990’s, then you are sure to remember the Hanna-Barbera produced cartoon series The Jetsons. The Jetsons is an American animated sitcom, which originally aired in primetime from September 23, 1962, to March 17, 1963, then later in syndication, with new episodes in 1985 to 1987 as part of The Funtastic World of Hanna-Barbera block. It was Hanna-Barbera’s Space Age counterpart to The Flintstones, another show they also produced.

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In contrast to The Flintstones comical version “stone age” world, The Jetsons lived in a comical version of a futuristic world that was powered by gadgets, robots, and machinery.

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The Jetson ran in reruns for decades on ABC starting in the 1963-64 season, and aired on Saturday mornings.

See my post What I loved about Saturday morning cartoons

The Jetsons stands as one of the single most important piece of 20th century futurism. The 24-episode first season has come to define the future of Americas present.

The Jetsons are a nuclear family in the “space age” future residing outer space in a place called Orbit City. The city’s architecture is Google style, and all homes and businesses are raised high above the ground on adjustable columns. The year is 2062. Although, the show always references it’s the 21st century. The family consists of a husband, wife, two kids and a dog.

Let’s meet the family.

“Meet George Jetson…”

George Jetson lives with his family in the Skypad Apartments: Jane his wife, daughter Judy, and his boy Elroy. He works at Spacely’s Space Sprockets where he has a (relatively stable job) *cough* *cough* sideways glance and air quotes insert here please.  

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Meet Jane his wife…

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His wife Jane is a homemaker, a mother of two children, enjoys the latest fashion, has a robot named Rosie that actually does most of the housework, and is obsessed with new gadgetry.

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Housekeeping is seen to by a robot maid, Rosie, which handles chores not otherwise rendered trivial by the home’s numerous push-button Space Age-envisioned conveniences. A show before it’s time. 😉

Robot Jar Opener

Her favorite department store is the Mooning Dales.  She enjoys charity work as she is a member of the Galaxy Women Historical Society and is an avid art fan of Leonardo de Venus and Picasso Pia.

I love how they take things and make them their own version on this show. However, somethings need no modifications or improvements. For instance, in my opinion, I say pay cash for all appliances like they did before the invention of credit cards in the 1950’s.

However, some things do. A great response that a movie star once gave when asked about changing silent films to “talkies” that is films with words, was the following:

“Talking pictures are like lip rouge on the Venus de Milo.” – Mary Pickford (The Queen of the Movies)

Variant: Adding sound to movies would be like putting lipstick on the Venus de Milo.

And meet their kids…

Daughter Judy: their teenage daughter Judy attends Orbit High School. She enjoys buying clothes, hanging out with boys, listening to music, having fun, and talking to her digital diary she calls DiDi. (That ain’t nothing but FaceTime 😉

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Some may even call it a Vlog or Vlogging, which is similar to a Blog and Blogging.

His boy Elroy: their son Elroy attends Little Dipper School. He is wicked smart. As sharp as they come, and just whip smart. He is a mild-mannered child that enjoys all space science such as astrophysics, star geometry, and space history. His best friend is his dog; the family pet dog named Astro.

Now, let’s talk about the future. Financially speaking of course.

Meet George Jetson . . . His boy Elroy . . . daughter Judy . . . . Jane his wife. I just love that song.

Fun Fact: The theme song to The Jetsons was a pop hit in 1986 on the Billboard charts.

MAKE THAT MONEY: FROM THE SALT MINES TO SPACE OFFICES

1. Earn a living

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George Jetson works for Mr. Spacely and he owns Spacely’s Space Sprockets. R.U.D.I.: is George’s work computer and one of his best friends. His name is an acronym for Referential Universal Differential Indexer and he has a human personality.

Based on which version you have heard, George works either one-hour-a-day, two-day-a-week or three-hour-a-day, three-day-a-week job. Either way that’s a workweek of no more than 3-9 hours. Pretty sweet!

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A common theme on the show was George being fired.

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That is all too common in today’s time too.

The retail apocalypse, such as the recent closure of Payless shoe stores, has cost thousands of American jobs. Toys R’ Us resulted in about the loss of 30,000 jobs alone.

Here is some dialogue from the show.

Episode Unilab (Nov 25, 1962)

George Jetson: It’ll be easy. I’ll just tell Mr. Spacely I’m very sorry and that I’ll never call him names again.

[Nearly has a head-on collision with another car]

George Jetson: Why you big strata-jerk. It’s vacuum-heads like you who keep fuselage and fender shops in business. Come on out and face the music.

Mr. Spacely: [Emerges from the other car] ‘Morning, Jetson. Nice day isn’t it?

George Jetson: M-M-M-Mr. Spacely, I presume?

Mr. Spacely: That’s correct. I hope you’re wearing your watch, Jetson, because you have exactly 5 MINUTES TO CLEAN OUT YOUR DESK!

Mr. Spacley: JETSON. YOU’RE FIRED.

Fun Fact: Forbes made a list in 2007 and figured out what 25 fictional companies would be worth in today’s market. Spacely Space Sprockets, where George Jetson worked, ranked number 25 on their list. Listing its worth as $1.3 billion. In the article it said, “[CEO] Cosmo Spacely’s coddled employees said to only work three-hour-a-day, three-day-a-week jobs, but workers must suffer his notoriously volatile temper and endure incessant termination threats.”

In the illustrious words of Charlie Brown, “Good Grief.”

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See my post on Life Lessons from Race for your life Charlie Brown

Although, on the show its comedy fodder, in the real world this is no laughing matter. Due to the lack of financial teaching and literacy in public school (where like 90% of preK-12 students go), many people are left unprepared financially for setbacks. You must plan ahead.

I read this information on public versus private school enrollment predictions in the Huffington Post. According to the U.S. Department of Education, most preK-12 students, about 91 percent, go to public school.  

I, personally, plan 2-3 years ahead or more if I can. I started by paying off debt, then rerouting that money to savings and investments. I have a minimum of 6 months’ emergency fund at all times, $100,000 invested in 1 out of 5 index funds, own a home that was way less than $1 million to buy, and am striving to have a 12-24-month emergency fund for those just in case moments.

THE GOLDEN AGE OF AMERICAN FUTURISM IN TECHNOLOGY

2. Automation is on the rise

The Jetsons it had everything our hearts could desire: jetpacks, video chats, e-books and electronic newspapers, flying cars, convertible objects, computerized watches (Apple Watch anyone?), robot maids, air chamber elevators, and moving sidewalks. They even predicted tanning beds! Tanning beds didn’t come into the U.S. until the 1970’s. This show first aired in 1962!

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The Jetsons showed a technologically advanced culture where the largest concern of the middle class was getting “push-button finger.” And yes, The Jetsons were middle class! And still living paycheck to paycheck in the techno-savvy utopian future.

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Grinding it out in the rat race.

” I told them 1,000 years from now or a million years, the problem is always going to be parking.” – Joseph Barbera

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Think people don’t think much of this show or write it off as merely a cartoon. Think again.

James Cameron was once asked about interactivity for future movies. He concedes it is far off and replies: “You’re talking ‘Jetsons’ here.”

Your girl, Greenbacks Magnet, even recently did a shout out to The Jetsons in a tweet.

See my tweet

MILLIONAIRE PETS

3.  Income Inequality

On the 15th episode of The Jetsons, which originally aired on January 6, 1963 and was titled “Millionaire Astro.”

This episode shows how their dog Astro came from money. Elroy found Astro on the street. His original owner wants him back. A custody battle over Astro ensues where the original owner wins and he is returned to the estate. Given a life of incredible wealth and boredom (All the steaks he can eat, all the bones he can gnaw on), Astro is depressed and drowned in wealth and extreme luxury.

Meanwhile, George teeters on the edge of middle and working class, while it seems that everyone is living in the lap of luxury, but tangible quality of life improvements have not funneled down to those at the bottom of the economic pyramid.

You may remember they did similar stuff like this at Walt Disney studios with the cartoon Ducktales.

See my post Money Lessons I Learned from Scrooge McDuck

Case in point, The Occupy Wall St. movement, Americans being reported to not have $400 to cover an emergency, little to no retirement savings, and living off meager Social Security and minimum wages.

 If my memory serves correct, didn’t Real Estate Mogul Leona Helmsley leave her dog like $7 million? In addition, I recently heard rumblings that the recently deceased Karl Lagerfeld (House of Chanel) and worth over $100 million, may have left $2 million to his dog? Interesting and disturbing.  

ENTERTAINERS ARE ALL THE RAGE OR A SCREAM

4. Rock star money

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One of the funniest things I ever saw on The Jetsons had to be Judy’s obsession with celebrity. And one in particular: Jet Screamer.

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He is the quintessential rock god. The sun, moon, and the stars revolve around him. People go wild when he comes in a room (as he always makes a grand entrance). You get to see first-hand that he is living a very different life than the average-joe.

In today’s time, that is still very relevant. I have nothing against people with talent or those that create something out of nothing.  It’s like Shakespeare says, “I am a true laborer. I earn that I eat, get that I wear, owe no man hate, envy no man’s happiness, glad of other men’s good.”

 However, after hearing so many stories of celebrities going broke, it makes me wonder if he really is making all the dough we think he is as a rock star. For all we know, Jet Screamer may be making $12,000 on 2.5 million downloads of music from Apple iTunes as I read something like that in an article online. Maybe, he is making $0 after all the money he owes to mangers, lawyers, stylists, and publicists. Who really knows?

See my post How Beyoncé and Jay-Z became a $1 billion couple

Regardless, this show was fun, vibrant, and cool to watch. It still is.

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